Engineers cert and date of engineers inspection

[KYLECODY]

For Manufactured Housing, the appraisal must be conditioned upon the certification of an
engineer or architect that the foundation is in compliance with the Permanent Foundations
Guide for Manufactured Housing (PFGM)

End of story.

 

[redfish]

If a deficiency is noted,

For Manufactured Housing, the appraisal must be conditioned upon the certification of an
engineer or architect that the foundation is in compliance with the Permanent Foundations
Guide for Manufactured Housing (PFGM)

 

[redfish]

If there is a foundation deficiency noted on a site built house you would it subject to inspection by some specialist......

FHA wants a specific condition when a deficiency is noted with a MAN home foundation and that is:

upon the certification of an engineer or architect that the foundation is in compliance with the Permanent Foundations
Guide for Manufactured Housing (PFGM)

 

[Mike Ault]

If a deficiency is noted,

For Manufactured Housing, the appraisal must be conditioned upon the certification of an
engineer or architect that the foundation is in compliance with the Permanent Foundations
Guide for Manufactured Housing (PFGM)

Wrong. Unless you are a licensed architect or engineer you are not qualified to certify that the foundation meets the PFGM and you have no business saying that it does. The only exception to the requirement is if you're doing a HUD REO assignment. Do you think HUD is okay with an appraiser just snapping a picture under the home and saying that it complies with the PFGM? Are you going to dig under those footings and see if they were installed beneath the frost line? Are you prepared to certify that those piers were placed in accordance with the manufacturer's specifications? Every HUD manufactured housing loan must be accompanied by a certification that it meets the PFGM. Unless you have personally seen one you are to condition the appraisal for that inspection. All clients that make manufactured housing loans know that. You're not going to upset anybody by requiring one. Just do it.

 

[redfish]

HUD/FHA dpesn't have a "guide" or specific specification for any other type of foundation but for HUD code Manufactured homes, they do and its the PFGM so that is what the report is conditioned on if you note deficiencies with the foundation.

 

[redfish]

Whatever, we can go back and forth on this and if you call anyone of the HOCs for the next two weeks and talk to every HUD staff appraiser you will get different answers, thanks to how the handbook is written.

Let's move on-

Can you use MLS photos in FHA reports for comparables?

 

[TerryRohrer]

Whatever, we can go back and forth on this and if you call anyone of the HOCs for the next two weeks and talk to every HUD staff appraiser you will get different answers, thanks to how the handbook is written.

Let's move on-

Can you use MLS photos in FHA reports for comparables?

And yet, in possibly the singular instance where anything from the government is crystal clear, you apparently refuse to read it literally! Rather amazing, really!

 

[Mike Ault]

Whatever, we can go back and forth on this and if you call anyone of the HOCs for the next two weeks and talk to every HUD staff appraiser you will get different answers, thanks to how the handbook is written.

Let's move on-

Can you use MLS photos in FHA reports for comparables?

Why would you ask such a question?