Fannie Mae Appliances Clarification Help

[fishbig010]

I am not a trainee, just don't know how to update my profile lol. I received a revision today for a report I wrote yesterday. The revision is " Appliances- Anything that is not built in needs to be unchecked. Refrigerator is not noted to be built in. The Washer/Dryer is not built in. Etc". I have done hundreds of appraisals over 5 years and have never seen this before. The AMC told me the revision came from the Fannie Mae collateral underwriter report. It got flagged because I stated that the appliances are not built in and are personal property in the Additional Comments. I went to the Fannie Mae selling guide and did not seen anything mentioned about the appliances section of URAR. I know those appliances are personal property and I do not give them value, but I have never heard of not checking the boxes because the appliances aren't built in. I tried calling Fannie Mae for clarification, but they are closed today and Monday for Juneteenth. Has anyone ever heard of this before?
Edit: This is for a conventional re-fi

 

[alebrewer]

If you're talking about the 1004 form, I usually put a 'P' in the box for appliances that are personal property.

 

[fishbig010]

If you're talking about the 1004 form, I usually put a 'P' in the box for appliances that are personal property.

I have Total and it doesn't let me do that. The appliances are there, so the boxes should be checked, am I wrong about that?

 

[alebrewer]

I have Total and it doesn't let me do that. The appliances are there, so the boxes should be checked, am I wrong about that?

My personal opinion is that it's not a hill worth dying on. Everyone's idea of what hill is worth dying on is different, though. Uncheck them, and list them in the additional comments as personal property. At least that's what I would do.

 

[Surf Cat]

Anything that is not built in needs to be unchecked.

This is correct. Refrigerator on left is personal property (don't check box) and the one on the right is built-in (check box).