FHA And Applicances (10/5/16)

[residentialguy]

Being that the other gazillion appraisers just turning it on and off without a peep of correction is a good indication that it is fulfilling the intent of the requirement.

 

[djd09]

I'm not a follower. If i was in 2004 a gazillion appraisers were in cahoots with the brokers.

I believe in textualism. Mean what you say and say what you mean.

 

[residentialguy]

I am like you in looking for the devil in the details. However, you're reading too much into something that it too small to make a difference. You just explain what you mean by "operate" and then explain what you did to fulfill "to operate". Then explain that you're not a home inspector and that your operating the appliance is not a guarantee that fully functional or that it will continue to operate; you're an appraiser there to access market value. Appraisers should have 2 pages or more of limitations and clarifications stating what what the appraiser is and what the appraiser is NOT.

 

[djd09]

Appraisers should have 2 pages or more of limitations and clarifications stating what what the appraiser is and what the appraiser is NOT.

Exactly. The stove seemed to be operational. This appraiser is not a certified appliance tech, repair person, or any other appliance related field. Please contact a qualified appliance tech for any further questions.

My appraisal theory is to disclose and disclaim.

 

[djd09]

I got a solution. Why don't the whiny realtors selling FHA get a certification of the appliances and send it to the appraiser for it to be analyzed. That would fit more to the function of the appraiser.

 

[residentialguy]

Exactly. The stove seemed to be operational. This appraiser is not a certified appliance tech, repair person, or any other appliance related field. Please contact a qualified appliance tech for any further questions.

My appraisal theory is to disclose and disclaim.

I love it. For FHA, just add the parenthesis and photo of the stove on and you're good as gold.

The stove seemed to be operational. (See attached photo). This appraiser is not a certified appliance tech, repair person, or any other appliance related field. Please contact a qualified appliance tech for any further questions.

 

[Tom D]

after reading this thread i'm ready to put a working firearm to my head. not sure if it's operational, didn't check for bullets. so ignorant government typical.