FHA And Retainer Blocks?

[Deleted member 134708]

Marion was not dissing you. Your appraiser obviously went for overkill, but the underwriter can overrule (waive) the condition. What kind of wood block doesn't rot after 40 years? Just curious.

That got everyone off track. They aren't 40 years old. They may only be few years old. 1978 number only came from the OP knows when lead based went away.

 

[Terrel L. Shields]

They aren't 40 years old.

What do they look like that you'd mistake them for concrete?

 

[timd354]

No. It does not matter. That's the point that the original poster is not getting. Apparently that is the point that some appraisers are not getting.

If the dwelling was built in '78 or before then everything on the property is subject to the LBP protocol.

Read the OP....the landscaping blocks are not painted and have never been painted. The appraiser who called for unpainted wood landscaping blocks to be painted is an idiot

 

[Meandering]

Read the OP....the landscaping blocks are not painted and have never been painted. The appraiser who called for unpainted wood landscaping blocks to be painted is an idiot

I don't know that idiot is the right term...............................

Raw wood up against soil, seems to ring some bells for me, how about you?

Or are we jumping past that unprotected surface in contact with the ground issue, and going right for lead paint instead?

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[timd354]

I don't know that idiot is the right term...............................

Raw wood up against soil, seems to ring some bells for me, how about you? They are landscaping blocks that are not a part of the house structure....gimme a break

Or are we jumping past that unprotected surface in contact with the ground issue, and going right for lead paint instead?

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Just try thinking thru what you are saying. First of all, if the wood is treated or is naturally rot resistant like cypress or cedar (which is pretty likely for landscape blocks), it does not need to be painted for outdoor use. If the wood is not treated or a rot resistant species, then painting the exposed side(s) of wood in contact with the ground does exactly nothing as the non-exposed sides of the wood which are in contact with the ground (which will not be painted since they are buried) are what will rot first (since those sides will stay wet far longer than the sides exposed to the air). If the wood has never been painted and is just landscape blocks, then there is no lead paint issue and no health, safety, or structural soundness issues involved and I stick by my assertion that the appraiser is an idiot.

 

[Meandering]

Just try thinking thru what you are saying. First of all, if the wood is treated or is naturally rot resistant like cypress or cedar (which is pretty likely for landscape blocks), it does not need to be painted for outdoor use. If the wood is not treated or a rot resistant species, then painting the exposed side(s) of wood in contact with the ground does exactly nothing as the non-exposed sides of the wood which are in contact with the ground (which will not be painted since they are buried) are what will rot first (since those sides will stay wet far longer than the sides exposed to the air). If the wood has never been painted and is just landscape blocks, then there is no lead paint issue and no health, safety, or structural soundness issues involved and I stick by my assertion that the appraiser is an idiot.

Perhaps you guess too much from the little information provided by the OP?

This

or this?

Potential structural issues if the wall fails???


But do you think the OP is complaining about only painting the FRONT of the wall, or did the appraiser require all sides of the wall to be painted?

j. Defective Paint (09/14/15)
https://appraisersforum.com/forums/javascript:AddHistory('#IID3jBTT');
Effective for case numbers assigned on or after September 14, 2015

If the dwelling or related improvements were built after 1978, the Appraiser must report all defective paint surfaces on the exterior and require repair of any defective paint that exposes the subsurface to the elements.

If the dwelling or related improvements were built on or before December 31, 1978, refer to the section on Lead-Based Paint.

Neither of us know, as the information was not given, but,
BOTH of us know,
no matter what the appraiser wrote,
the lender can over ride and not require it to be completed,
and,
a former mortgage broker should already know that,
but,
since a former mortgage broker, who claims to be buying this property,
did not know that,
I'll say,
I won't fight with you,
over a troll that won't answer any further questions.




.

 

[Meandering]

A timber wall, if well built with proper materials, waterproofing and preservatives can last for about 20 years or more. The primary weakness is the wood itself, which is subject to rot due to extensive wood to earth contact. Because there is moisture in the earth which increases lateral earth pressure, the combination of weight and rot is what typically causes failure. This vulnerability shortens the lifespan of wood walls compared to block or concrete walls.

https://www.landscapingnetwork.com/walls/retaining-wood.html

Even treated wood does not last forever.

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[timd354]

But do you think the OP is complaining about only painting the FRONT of the wall, or did the appraiser require all sides of the wall to be painted?

Another idiotic and absurd reach on your part. Just tell me how an appraiser would check or even know if all sides of landscaping blocks or an earth wall were painted? What is the appraiser going to do, dig up the wall/landscaping blocks to see if the back and the bottom is painted. Your posts in this thread are beyond silly.

 

[timd354]

Even treated wood does not last forever.
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No sheet....thanks Cap'n obvious

 

[Mr Rex]

And paint on the exposed surfaces is going to extend the life of the wood.I'm sure the appraiser meant for them to dig up the other side and paint that too.