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FHA Appraisal Question Mobile Home

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Keyslammer,

Back to one of your earlier posts. You as the seller do not have a right to have a copy of the appraisal since you are not the client or an intended user. USPAP states that an appraiser is to identify the intended user and the intended use. The seller is hardly ever identified as an intended user of the appraisal. Sorry, but that is how it goes.

About the foundation. HUD/FHA is very specific about manufactured homes being permanently attached to the land and being taxed as real property. This does not change the status of your home being a manufactured home. A manufactured home is a manufactured home. If the foundation does not meet their min. requirements, then it will have to be brought up to the min. standards. If it is not, then it may not qualify for FHA financing. The loan officer should find someone to inspect the foundation of your home. I would not think that would be your responsibility.

Hope these comments help.
 
Thank Goodness!

Well, I got word yesterday that the woman's loan has been approved for the FHA loan. It's actually pending the registered engineer report and a retrofit. RSW I sent you a message. I appreciate the help from you folks.
 
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