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FHA Inspection

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This is how I roll.

To all my rural FHA properties. :D
 
What Do We Have To Test During One Of These Properties.

I Know Plumbing And Electrical.

Do We Need To Check The A/c And Heat As Well. The Valuation Protocol Appeared Vague

Straight from the 4150.2

"Check mechanical, plumbing and electrical systems in the subject property to ensure that they are in proper working order. This examination entails turning on the applicable systems and observing their performance. If any conditions exist that would affect the health or safety of the occupants, condition the appraisal on the repair or alteration of the condition” and/or a “required inspection.” The following is not an all-inclusive list, but a listing of the more common readily observable property deficiencies.

Electrical System
  • Examine the electrical system to ensure that there is no visible frayed wiring, or exposed wires in living areas and note if the amperage appears adequate for the property.
  • Operate a representative number of lighting fixtures, switches and receptacles inside the house, garage and on the exterior walls and note any deficiencies. If the appliances present at the time of the inspection do not appear to be reasonable (undersized), determine if there is adequate amperage to run “standard” appliances, as per local code.
· The appraiser is not required to insert any tool, probe or testing device inside the panels or to dismantle any electrical device or control.

Plumbing System
· Flush the toilets and turn on a representative number of faucets to determine that the plumbing system is intact, that it does not emit foul odors, that faucets function appropriately, that both cold and hot water run and that there is no readily observable evidence of leaks or structural damage under fixtures.
· Turn on several cold water faucets in the house to check water pressure and flow. Flushing a toilet at the same time will also reveal any weaknesses in water pressure.
· If the property has a septic system, examine it for any signs of failure or surface evidence of malfunction. "
 
Oh, for Pete’s sake. These answers really are not hard to find.

Copied from page 2 of the Valuation Protocol:

Typical conditions that would require further inspection or testing by qualified individuals or entities:
• infestation – evidence of termites
• inoperative or inadequate plumbing, heating or electrical systems
• structural failure in framing members
• leaking or worn-out roofs
• cracked masonry or foundation damage
• drainage problems

The source is from a searchable website:

http://www.georgiaappraiser.com/
 
Play nice, kiddies, or I'll shut down the sandbox. Y'all were new, once.

Chris...performing the moderator role tonight.
 
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