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"Fun" Ways of Saying the Subject Sucks

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Some clients now days don't allow a statement about "a lack of homeownership pride". If so, just substitute with the many houses in the area show excessive deferred maintenance.

I think that that is in the Fannie Mae guidelines to not mention pride of ownership/homeownership pride.
 
Saying that there is a "Lack of homeowners pride" or "Pride of ownership" is a subjective judgment against the owner and not a statement of fact as observed in the subject.

One would be no more correct in making such statements about the owners pride than they would in making comments that the property was in it's present condition because the owners are of a certain ethnic group or of a certain religious persuasion.

One should never ever go there. Stick to the facts about the real property.
 
Subject property appears to be auditioning for the lead role on the television series "Flip this House"
 
Neighborhood property maintenance exhibits extreme inconsistency.

Landscaping is overgrown and the yard littered with debris and personal property.

The subject exhibits amateur workmanship, atypical and inappropriate uses of building materials i.e vinyl exterior siding on interior ceilings.

The subject has an addition that does not exploit the design and structure of the home to its greatest esthetic advantage but instead appears to be of amateur and expedient design. The home stands out as atypical and unusual thereby limiting its potential market.

Interior surfaces exhibit excessive wear and are heavily soiled.

Bedroom has equipment installed that does not appeal to the broadest portion of the market thereby potentially creating buyer resistence. The Opinion of Value is made subject to removal of "stripper pole".
 
I did a FNMA REO about a month ago that was soooooo badddddd I actually threw up twice while I was there and when I got back to my office I had to strip down to my tank top out in the parking lot while my secretary sprayed me with flea spray....

After I was de-flead I called the rep told him I'd just gotten back from the subject and he interrupts me and says "I understand it is in pretty rough condition." I very calmly told him that there wasn't anything that couldn't be improved and that cost to cure all deficiencies was probably under $20 depending on how much a gallon of gas costs that day and the quality of the lighter you buy. Dead silence on his end. Then he says "You aren't going to say that in the report are you?" Geeze......
 
The subject exhibits amateur workmanship, atypical and inappropriate uses of building materials i.e vinyl exterior siding on interior ceilings.

Dont you know the wife was proud of that ceiling ... man this one takes the cake ... thanks for sharing .... :rof::rof::rof:
 
The subject appears to be used as a storage place for a collection of "stuff". In this instance, "Stuff" is defined as: automobiles and automobile parts of unknown vintage, condition and value, also small and large household appliances which are of dubious usefulness and many other objects both large and small. There is an abundant quantity of this "stuff" on the subject premises and it has been my experience that such collections are typically detrimental to market value.
 
The subject is devoid of any redeeming architectural characteristics and is without any asthetic merit.
 
Upon inspection, appraiser can not find any significant difference between the current condition, and the condition noted at time of sale last month, after the property had been marketed for 893 days.
 
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