funky foundation- FHA manufactured home

[Peter LeQuire]

It's an underwriter issue and not an appraisal issue. Make the report subject to an engineers certification and go on. If there is one already done then let the underwriter accept or reject it. It is not the appraiser's responsibility to do it.

That's all you need to know.

 

[Jo Ann Meyer Stratton]

The appraiser doesn't need the engineer's verification. The only responsibility the appraiser has is to make the report subject to the lender obtaining a verification that the foundation, skirting and installation meets FHA's requirements. After that it is all the lenders responsibility.

 

[RSW]

The appraiser doesn't need the engineer's verification. The only responsibility the appraiser has is to make the report subject to the lender obtaining a verification that the foundation, skirting and installation meets FHA's requirements. After that it is all the lenders responsibility.

Isn't that what I've been saying?

 

[Jo Ann Meyer Stratton]

Yes, that is what several of us have said several times.

 

[Terrel L. Shields]

As troubling as it might be for FHA appraisers to not know this by now, perhaps more disturbing is that the lenders of FHA money are as ignorant as ever about it and try to put off on the appraiser items that are in their bailiwick.

Through the 90s we had regular local classes taught by the FHA employees themselves. I attended them both in NW Arkansas and in Oklahoma - including Tulsa and Oklahoma City. They were well attended and well received. I've not heard of an FHA class sponsored by themselves in over a decade.

 

[Jo Ann Meyer Stratton]

The Santa Ana HOC has had seminars several times in Phoenix. They use to do it every year but now its about every two years. An organization has to host the seminar, which means they have to get it approved by the state for CE, find a location and make all the arrangements. Last time it was in Phoenix is when the Arizona Board of Appraisal sponsored it in 2012. Time to get it arranged again.