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GFI and FHA

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fell in the sink
I never forget camping when the water was high and had flooded a few of the campsites. Each campsite had an electrical plug outlet about 4' high. Some chick waded out into water 2' deep and plugged in her hairdryer and was standing there in water with the thing going full blast. I went back inside and said, "Let God sort it out."
 
Just putting in a GFI does not make it GFI compliant, there has to be a grounding (green or bare) wire available or the grounding wire has to be installed. Some are easy fixes and many in older homes are not, requiring demolition to replace the wiring.
 
Just putting in a GFI does not make it GFI compliant, there has to be a grounding (green or bare) wire available or the grounding wire has to be installed. Some are easy fixes and many in older homes are not, requiring demolition to replace the wiring.
Gfi does not need a ground wire to function.
 
No toasters or hair dryers! This house is vacant. I’m a real estate agent and the buyer of this house. Seller is in a distressed situation, so I’m trying to get ahead of any issues before the appraiser comes out. There’s a decent shed in the back. It has a broken window and some wood rot too. Lender told me that would need to be fixed too.
The broken window is considered a Safety Issue. The GFI are gong to be up to the appraiser.
 
The ground wire is needed to pass code in most places.
 
The ground wire is needed to pass code in most places.
That has been true for decades. But a gfi does not need a ground wire to work. I am not sure what you meant by "gfi compliant". You could replace an ungrounded receptacle with a gfi and the gfi would provide the protection it was designed to provide.
 
is there ever a thread that everybody agrees on. no, not even the little giffy thingy, unless the toaster is near the water filled sink. if i got a jury from this blog on my appraisal trial, i would be so happy. would always be a hung jury, on ever matter.
 
FHA has no such guidelines but there are some appraisers who took it upon themselfs to call for them because they believe it falls under FHA Health & Safety Guidelines. So its kinda like Forrest Gump said its like a box of chocolates and ya- never know what you are going to get. With that being said the fortunate part is there not real expensive and I would get a few estimates to see how much to install. Also when the appraiser shows up don't have the toaster sitting next to a sink full of water or a hair dryer over the bathtub. About the only time I called for a GFI was I was doing a FHA refinance for a lady and her kid pulled out the toaster sat it within inches of the sink which had water in it and placed a pop-tart in it. I slowly walked up and gently moved the toaster away from the sink and waited for the kids pop tart-get done and then unplugged it. I kindly explained to the lady She needed a GFI because if that toaster fell in the sink and the kid grabbed it he could get a big shock or even worse. So She ended up getting a GFI in the kitchen and in the bathrooms. Luckily now days many hair dryers and toasters have built in breakers. Anyway good luck and get that toaster away from the kitchen sink and don't dry your hair in the bathtub : ) LOL
Agreed but HUD does expect the home to meet local & state codes.
 
Agreed but HUD does expect the home to meet local & state codes.
Only if code requires it. There are many homes that have been grandfathered in which do not have to be up to code.
 
Due to the generic language found in the guidelines, I would submit that any known safety, soundness, or structural hazard we are able to see is a required repair for FHA reporting.

FHA required repairs are not limited to only those components listed in the handbook. Surely I’m not the only elder out here who has taken a few FHA courses…..
 
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