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Has Anyone Completed A 3.6 Yet

It was a little harsh :rof: BUT ENTERTAINING.

I’d give one a try. Unfortunately my software provider isn’t ready. And I’ve never been asked.

Of course I don’t do a whole lot of work from the big 5 breakfast club AMC‘s. I try to stick to some of the more professional clientele.

Fixed it for you. (C'mon now, give a guy a little credit, willya?):rof:
 
Fixed it for you. (C'mon now, give a guy a little credit, willya?):rof:

lol, I don’t blame you. I’m very much surprised that appraisers aren’t pissed off more than they are. I mean, I think a significant majority are, but I don’t know how anybody can’t be.

And I think it’s only going to get worse. It’s a dangerous game screwing with someone’s livelihood. I would never participate in it.
 
But the one way you could have avoided a whole lot of the opprobrium aimed in your direction over this, in my opinion (well it certainly would have avoided you mine) is - by simply showing a little EMPATHY for the obvious fact that a whole lot of people were going to have their "business legs" pulled out from underneath them by this, a whole lot of people who are past the stage of life where a career change is easy, desirable, or even frankly feasible for them.
100%. And what's worse than the lack of empathy is the blame game. Name the topic of the day and the framing usually is "it's the appraiser's fault....."

This profession is being killed. Just look around, how many appraisers (including the GSE guys and gals who claim they are on our side) are bringing their kids, family, or friends into the profession? The answer may not be none, but it's close.
 
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Good morning, I am wondering if anyone has actually completed a 3.6 yet, what software you used and how long did it take? Was it worth your fee? I have tried 3 different software options (ACI, which is not even ready yet, Aivre and Total). I try to slog my way through all of them, and run into problems every time. I cannot seem to complete one from start to finish, and am so frustrated! Any words of advice (besides retiring!!) :LOL:
I haven't completed any for a fee, but I have taken a 2.6 report and used it to complete a 3.6. I use SFREP, and it is pretty much complete. There were a couple of things not completed yet, but I know they're working on them . . . Maybe try SFREP . . . I would definitely charge more, though, because it takes WAY longer . . . The mobile tools aren't ready yet to the point where they'll save us time, in my opinion . . .
 
I haven't completed any for a fee, but I have taken a 2.6 report and used it to complete a 3.6. I use SFREP, and it is pretty much complete. There were a couple of things not completed yet, but I know they're working on them . . . Maybe try SFREP . . . I would definitely charge more, though, because it takes WAY longer . . . The mobile tools aren't ready yet to the point where they'll save us time, in my opinion . . .
And how many times have we heard "better go mobile" or "appraisers refuse to give up their tapes and clipboards"? That's a big issue the GSEs and software providers refuse to acknowledge; Without working software appraisers can't train up.
 
Silly folks. Thousands have been submitted already. The mobile tools HAVE to be operational...
 
But the one way you could have avoided a whole lot of the opprobrium aimed in your direction over this, in my opinion (well it certainly would have avoided you mine) is - by simply showing a little EMPATHY for the obvious fact that a whole lot of people were going to have their "business legs" pulled out from underneath them by this, a whole lot of people who are past the stage of life where a career change is easy, desirable, or even frankly feasible for them.
What you cite as an "obvious fact" is just your view. And, you have been consistent in that view for a very long time. Based on history, I just don't see it.

There are many market factors at play that may push some appraisers out, but I don't think UAD 3.6 is high on that list. It is just a new way to report. It changes nothing about the STD 1 part of an assignment.

I started before there was software - of any kind. I still remember the wailing and gnashing of teeth for the "old timers" who then thought that typing their own appraisal reports instead of using a typist would put them out of business. I remember the push back when we went to digital photos, maps and sketches. And the doom and gloom that was prophesied when we went to full digital delivery. Of course, that was nothing compared to the forecasted doom that accompanied the original UAD.

Will there be pain in making the transition? Sure. For most appraisers, using their software is like driving their car. They are so familiar with it that it is autonomic. They don't really think about the keystrokes needed, they just happen. That is one reason that appraisers are so reluctant to switch software providers. I have often said it is easier to get an appraiser to change their religion than it is to get them to change software. :)

It will take time to learn the new UAD and to learn the new software. Just setting the software up for the first report will take time. I know because I have done that with multiple versions of UAD 3.6 software. But, as appraisers do more and more work in UAD 3.6, that autonomic nature of things will return, just as it did with the original UAD.

Through 45 years of change that I have observed personally, appraisers have adopted, and many will do the same with UAD 3.6. Those who don't make the change are simply choosing not to do it, and that is fine. It is my earnest belief that once an appraiser makes the transition they will look at the current reporting structure as the dinosaur that it is and wonder why it was tolerated for so long. Even if one has not done anything to prepare yet, there is still time, and I encourage all who intend to stick with residential lending work to start prepping ASAP so you are ready when that first order comes your way.

Best of luck in your retirement. I hope you get many years with family and friends without the pressures of daily work.
 
There are many market factors at play that may push some appraisers out, but I don't think UAD 3.6 is high on that list.
Just wait a doggone minute there pardner. Are you REALLY pushing the narrative that 3.6 isn't going to create a significant amount of attrition? If so, let's define 'significant' and then place bets accordingly...
 
If appraisers were making 250K they would probably stick around and deal with this new report form. But I just don’t see too many guys in their 60s with kids out of the house, maybe a spouse that works, and they haven’t made more than 75K in this profession for the last five years, putting up with too many struggles.

I think you’re going to have a giant portion of experienced appraisers asking if the juice is worth the squeeze. I suspect they will keep their license active as that’s a minimal cost and it’s good to have options.

It’s not just learning the new forms, fees are suppressed due to the manipulated market. We’re competing with AMC‘s who decided they can’t work with us any longer so they change the rules and hire their own staff appraisers (which never works long term) so now we’re in direct competition with the companies that have access to the clients And now we’re getting word that some of these guys want to charge 20 to 30 bucks per report just to complete it. Technology fees go up 20 to 50% every year. Some places charge upload fee and a tech fee, I don’t know what the difference is. But at this point, I don’t even care, I just assume I’ll get nickel and dime to death everywhere I look.

This **** all adds up. I’ll probably still do it because I’m trying to take care of my clients and it’s a side gig. but certainly not because I think this is a professional worth being in anymore.

And I’m sorry to say it, but when you have a profession where the majority of people have that mindset, you have to wonder how much effort is really getting put into the work product.
 
And the only answer I ever hear to any of those problems listed above are well, the appraiser should just say no.
 
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