Help VA Appraisers.... Any experts in here that really know the handbook I need help

[PrincessLeia]

Got in a fight with USAA. They're my new favorite lender to hate. They actually told me to go pay for the Condo Questionnaire myself, rather than just coordinating with the agents/sellers.... WHY IS THIS SO EFFING DIFFICULT FOR LENDERS!??!?!?!!!!!

Anyway, USAA refused to provide the condo questionnaire on a VA Loan for a condo in a MASSIVE project. VA Rep told me Lenders are required to provide that to appraisers and if they refused, to leave the section blank. I couldn't leave it blank due to UAD requirements so I used E/Os in every section and described that the lender did not provide the data.


Now, I know the "Condo Questionnaire" is a FNMA thing. And VA does not require compliance with FNMA (even though we are required to use FNMA's forms). Does anyone know if at some point in the past the VA did require lenders to provide the condo questionnaire? Why does "everyone say" lenders are required to provide that to VA appraisers but I can't find the quote.

I'm almost wondering if it's something similar to the thing with manufactured homes.

Ie: 26-7 requires manufactured homes adhere to HUD guidelines (which are defined in the HUD Handbook 4000.1. The HUD Handbook requires if there are any physical attachments to the structure that it is inspected and confirmed the structural integrity wasn't compromised and foundation still complies with HUD guidelines. VA 26-7 doesn't specifically mention this requirement but it does have a catch all that says MH's must conform to HUD guidelines....

Is there something like that for condos? WHY THE F ARE WE REQUIRED TO FILL OUT THE DARN CONDO PROJECT SECTION IF WE CAN NEVER GET THE DATA?!?!?!?! I need a way to solve this. I'm getting way too many condo orders and with VA you can't just decline or reassign. What am I supposed to do when I can't get the data and lender refuses to supply?

 

[Zoe]

I just finished a condo. I didn't require the questionnaire. Your barking up wrong tree. VA is your client. Call them.

When VA is your client, don't listen to anybody else except VA on your question at hand.

Your client.

If your client wants it, get it.

Merry Christmas!

 

[PrincessLeia]

I just finished a condo. I didn't require the questionnaire. Your barking up wrong tree. VA is your client. Call them.

If you read what I wrote.... you'd see that I DID call them.

You do a small condo, maybe you don't need the questionnaire. But on a 5-7 phase, multi-acre massive project, I need the questionnaire.

Did you just disclaim the section on whether there's any pending litigation on your condo....? That is required by both the VA and FNMA. And a big liability if you lie and say there isn't pending litigation when there is. .... How do you deal with that?

If you have absolutely nothing helpful to add.... find another thread. xx

 

[Zoe]

If you read what I wrote.... you'd see that I DID call them.

You do a small condo, maybe you don't need the questionnaire. But on a 5-7 phase, multi-acre massive project, I need the questionnaire.

Did you just disclaim the section on whether there's any pending litigation on your condo....? That is required by both the VA and FNMA. And a big liability if you lie and say there isn't pending litigation when there is. .... How do you deal with that?

If you have absolutely nothing helpful to add.... find another thread. xx

Your still barking up wrong tree. I am not your client.

 

[Zoe]

I'll dig just because you made me. Who engaged you?

 

[Zoe]

If you have ever hunted like squirrels or similar, you would know the animal will go up one tree and jump to another tree and the tree dog will smell where the animal went up but the animal has already jumped to another tree. You hunt squirrels in the winter with a dog. You can do it with leaves on, but more difficult. Still hunting is easier when leaves are on.

 

[Zoe]

If you read what I wrote.... you'd see that I DID call them.

You do a small condo, maybe you don't need the questionnaire. But on a 5-7 phase, multi-acre massive project, I need the questionnaire.

Did you just disclaim the section on whether there's any pending litigation on your condo....? That is required by both the VA and FNMA. And a big liability if you lie and say there isn't pending litigation when there is. .... How do you deal with that?

If you have absolutely nothing helpful to add.... find another thread. xx

I know who your client is. Is that helpful?

Simple yes or no will suffice.

 

[Zoe]

Please get back to me after your interaction with YOUR client.

 

[LesPaul59]

If you read what I wrote.... you'd see that I DID call them.

You do a small condo, maybe you don't need the questionnaire. But on a 5-7 phase, multi-acre massive project, I need the questionnaire.

Did you just disclaim the section on whether there's any pending litigation on your condo....? That is required by both the VA and FNMA. And a big liability if you lie and say there isn't pending litigation when there is. .... How do you deal with that?

If you have absolutely nothing helpful to add.... find another thread. xx

Not answering your question but I often wonder why such information is the appraiser's responsibility.

 

[PrincessLeia]

Not answering your question but I often wonder why such information is the appraiser's responsibility.

Because FNMA said so when they wrote the form, and the client requires its use. 100% agreed it shouldn't be.