William K
Senior Member
- Joined
- Sep 21, 2007
- Professional Status
- Certified Residential Appraiser
- State
- Illinois
As quoted by Pam in another post:
"Consider this:
I have altered reports that were delivered to the lender and to borrowers that are NOT what the appraiser sent.
Some were converted into an ACI software form, some into AIReady.
Some have minimal alterations - some have major alterations.
Some of the worst alterations I have include: removal of negative comments; removal of photographs; changes in check boxes; comment sections on the forms become "see attached addendum", but somehow they are just no longer included anywhere.
I have X employees statements that they were told to change occupancy, remove negative comments and photos, make it "as is" and remove any "subject to". I have verbals that they were told and taught how to make adjustment changes to justify changing the value, but do not have this one in writing yet.
Reports have been regularly delivered and/or accessible to client personnel in open, non-secured format.
Email between lender and appraiser about 100s of reports delivered by an AMC without the appraiser's signatures that had to be matched up to get signatures on them!!! Seems some, or many???, already have a database of appraisers signatures!!!!!
YOUR DIGITAL SIGNATURE IS BEING PLACED ON REPORTS THAT ARE NO LONGER WHAT YOU SENT!!!!!!!
Appraisers have been removed from approved panels for asking a lender/client for a copy of what an AMC delivered to them!!!!!"
HOW SAD ARE WE AS A PROFESSION?
Why is it so few try to do what is GOOD and what is RIGHT?
Why is it that 100's or even thousands of appraisers have read many of these statements of fact before yet continue to give in, OR EVEN DEFEND THESE PRACTICES?
Why is it that as a profession that the "leaders" bury their head in the sand and do not want to take on the most important of issues involving our profession?
Why is it that as a Profession most take far less of a Professional Approach to our jobs than a garbage collector does to theirs?
Why is it that we have so many that drag our profession down by providing cheap, fraudulent, inadequate , unsupportable services without penalty?
Why is it that many of the most honest in our Profession struggle to survive economically, while the dishonest flourish?
Why is it that we have allowed it to come this far?
My challenge and pledge to myself and to all in our profession is this:
SKIPPY you are on notice! I will not tolerate your inadequate, misleading, cheap fraudulent services any longer! Every time I run across any evidence of such you will be reported!
State Board members I will be attending meetings and I will be pushing for stricter penalty's when SKIPPY is reported for fraudulent practices!
State Representatives I will be active as an advocate for our profession, writing letters not just to you asking for more protection, funding and legislation but also to major newspapers editorial departments asking why haven't you helped stop this cycle of fraud , abuse and intimidation.
Software providers be on notice I have alternatives! I don't work for you. You are paid by me! If you conspire to deliver my Appraisal in a format that I did not send it in, or disseminate it without my authorization prepare to be held responsible!
Lenders/ Clients , current or potential, the new policy is
1 STRIKE AND YOU'RE OUT! You try to intimidate ,pressure or affect my independent , unbiased valuation in any way and you are fired!
And I will not stop until you are found out for what you are!
I WILL NO LONGER JUST SIT IN THE CORNER AND ALLOW MY PROFESSION TO BE PROSTITUTED OUT WITHOUT EVEN ATTEMPTING TO FIGHT BACK!
IF YOU DON'T WISH TO BE PART OF THE SOLUTION TO MAKE OUR PROFESSION AN ACTUAL REAL PROFESSION
FIND YOURSELF A NEW LINE OF WORK!
(Can you tell
"I'm as Mad as h3ll and I'm not gonna take it anymore")
"Consider this:
I have altered reports that were delivered to the lender and to borrowers that are NOT what the appraiser sent.
Some were converted into an ACI software form, some into AIReady.
Some have minimal alterations - some have major alterations.
Some of the worst alterations I have include: removal of negative comments; removal of photographs; changes in check boxes; comment sections on the forms become "see attached addendum", but somehow they are just no longer included anywhere.
I have X employees statements that they were told to change occupancy, remove negative comments and photos, make it "as is" and remove any "subject to". I have verbals that they were told and taught how to make adjustment changes to justify changing the value, but do not have this one in writing yet.
Reports have been regularly delivered and/or accessible to client personnel in open, non-secured format.
Email between lender and appraiser about 100s of reports delivered by an AMC without the appraiser's signatures that had to be matched up to get signatures on them!!! Seems some, or many???, already have a database of appraisers signatures!!!!!
YOUR DIGITAL SIGNATURE IS BEING PLACED ON REPORTS THAT ARE NO LONGER WHAT YOU SENT!!!!!!!
Appraisers have been removed from approved panels for asking a lender/client for a copy of what an AMC delivered to them!!!!!"
HOW SAD ARE WE AS A PROFESSION?
Why is it so few try to do what is GOOD and what is RIGHT?
Why is it that 100's or even thousands of appraisers have read many of these statements of fact before yet continue to give in, OR EVEN DEFEND THESE PRACTICES?
Why is it that as a profession that the "leaders" bury their head in the sand and do not want to take on the most important of issues involving our profession?
Why is it that as a Profession most take far less of a Professional Approach to our jobs than a garbage collector does to theirs?
Why is it that we have so many that drag our profession down by providing cheap, fraudulent, inadequate , unsupportable services without penalty?
Why is it that many of the most honest in our Profession struggle to survive economically, while the dishonest flourish?
Why is it that we have allowed it to come this far?
My challenge and pledge to myself and to all in our profession is this:
SKIPPY you are on notice! I will not tolerate your inadequate, misleading, cheap fraudulent services any longer! Every time I run across any evidence of such you will be reported!
State Board members I will be attending meetings and I will be pushing for stricter penalty's when SKIPPY is reported for fraudulent practices!
State Representatives I will be active as an advocate for our profession, writing letters not just to you asking for more protection, funding and legislation but also to major newspapers editorial departments asking why haven't you helped stop this cycle of fraud , abuse and intimidation.
Software providers be on notice I have alternatives! I don't work for you. You are paid by me! If you conspire to deliver my Appraisal in a format that I did not send it in, or disseminate it without my authorization prepare to be held responsible!
Lenders/ Clients , current or potential, the new policy is
1 STRIKE AND YOU'RE OUT! You try to intimidate ,pressure or affect my independent , unbiased valuation in any way and you are fired!
And I will not stop until you are found out for what you are!
I WILL NO LONGER JUST SIT IN THE CORNER AND ALLOW MY PROFESSION TO BE PROSTITUTED OUT WITHOUT EVEN ATTEMPTING TO FIGHT BACK!
IF YOU DON'T WISH TO BE PART OF THE SOLUTION TO MAKE OUR PROFESSION AN ACTUAL REAL PROFESSION
FIND YOURSELF A NEW LINE OF WORK!
(Can you tell
"I'm as Mad as h3ll and I'm not gonna take it anymore")
