Hybrid

[J Grant]

Can posts about organizing pros/cons be on another thread ?

 

[Deleted member 130081]

There was no need for this post. You have the option of putting Danny on "ignore" if you don't want to read his posts.

Moderator.

Thank you Mr Moderator. I acknowledge, accept and respect your reminder to be nice and suggestion to put a member on ignore if I choose. Thing is, I have never, nor would I ever, put another member on ignore. I find that to be as insulting as can be AND, it robs me of valuable content they might present.

When I read all posts, and any piece of writing for that matter, I always consider the intent of the writer. I ask what it is they are trying to accomplish with their efforts. I find that simple analysis enlightening to say the least.

I am 100% committed to furthering the appraisal profession in a positive direction. IMO, there are members who come here to dismantle the industry, not help to move it forward in the best direction possible. I have named names, and I will likely continue to name names as it comes up, but I will try to do it with a lighter touch as you have reminded me to do. I make zero apologies for calling out people who convey dangerous ideas and narratives. IMO, if this forum isn't open to that sort of discussion, then what's the point? Maybe this thread would be more appropriate in the Improving The Profession category.

We are a community. We have a collective conscience. Not unlike our liberties, we must always be vigilant to root out that which would do us harm. A person who comes on here, day after day, who works for the lenders, and attempts to smooth us over on each and every single issue we ought to be opposing, needs to be identified for what they are, IMO. To back up this claim/conclusion, all one has to do is go back through the archives, read the posts in the context of the particular thread, and do a simple "trend analysis" if you will. Those who are here to help, and those who are here to destroy, come into the light when such analysis is made. Again, I concede I can do better at being nice and will do so, but I will never apologize for calling this behavior out when it is happening.

 

[Evincere]

“Amazingly clever...by having a non appraiser inspect, they avoid having to say a trainee or appraiser contributed significant appraisal assistance, and thus not name the inspector, Going forward by calling a subject inspection "data collection", they can deny the subject inspection itself is a significant appraiser TIER III activity....(even though the USPAP FAQ says it is ) The fact for lender work Fannie,FHA lender regs required a cert appraiser to inspect reversed on this basis. “

EXACTLY. We will never know which think tank came up with this very clever idea. If it was an individual I’ve no doubt they will be the reciepient of a huge Christmas bonus.

 

[Evincere]

Sorry to break it to you, but even if you could draw in every salaried appraiser and every appraiser working in government it still wouldn't be enough heads to buy enough politicians to keep them bought and advocating for our interests over that of our primary clients - the lenders.

------------------------
And that's putting aside completely the archtypical appraiser personality.

Why do most fee appraisers get into that business? To work for themselves.

Why do most of them want to work for themselves? Because we don't work well with others.

If we all had social skills and the need for the organizational identity we'd be in a different line of work. Or we'd work on staff for a company or a government agency. In fact, it is our apathy for organizational structure and power that enables us to do our thing even when we know the result is going to **** off everyone in the transaction. Including our own clients.

The other side of that archetype personality is the enjoyment of flexibility, to be free of the time card yoke, bipolar supervisors, to schedule vacations when it suits us, to take emergency leaves sans the stress and penalty of dismissal or threats of becoming unemployed.

I venture to say there are millions of disgruntled, cantankerous people in corporate setting rat race who would trade places with us in a heartbeat.

 

[J Grant]

“Tier III” activities). They are outlined in the FAQ referenced above as “the contribution…of substance to the development of the assignment results. In other words, the individual must contribute to the valuation analysis in a noteworthy way” (ibid). USPAP even goes on to describe the specific work that is considered to be worthy of a statement. “Examples of contributions made by appraisers that constitute significant real property appraisal assistance include the identification of comparable properties and data, inspection of the subject property and comparables, estimating accrued depreciation, or forecasting income and expenses” (ibid). Using this definition alone, one would be led to believe that a third-party inspector should be identified in the certifications. Or, should he/she?

The fact is USPAP does not require an inspection. However, when no inspection takes place, no reliance on it is part of report, ( as are certain assumptions or EA )

In bifurcated an inspection (interior ) does takes place, and will be relied on as part of report results. FAQ per USPAP defines inspection of the subject as Tier !!! significant appraisal assistance....it is integrated into appraisal results when an inspection does take place. By having a non appraiser inspect, the party does not have to be named as contributing significant appraiser assistance, and magically, the inspection is demoted from being , as it has been for decades in lending work, needing a cert appraiser to inspect or accompany trainee, because they re name an inspection as "data collection" and data collection is not considered in USPAP as contributing significant appraisal assistance.

 

[George Hatch]

"Appraiser" is not defined by licensure status, and by extension, neither would professional assistance.

With that said, I don't think anyone is going to care if the report prominently discloses that the data sources used by the appraiser in the development of their appraisal includes the use of a physical inspection performed by ABC Inspection Service, Inc.

I know I'd want to lay the responsibility for what the inspector did on the inspector and to decline to assume the responsibility for any heretofore unknown errors they may have committed. I would not *want* to depict their work as my own.

 

[Evincere]

"Appraiser" is not defined by licensure status, and by extension, neither would professional assistance.

.

If that’s the case can a lab technician can call themselves a Doctor without having the proper credentials and license.

 

[Artemis Fowl]

Thank you Mr Moderator. I acknowledge, accept and respect your reminder to be nice and suggestion to put a member on ignore if I choose. Thing is, I have never, nor would I ever, put another member on ignore. I find that to be as insulting as can be AND, it robs me of valuable content they might present.

When I read all posts, and any piece of writing for that matter, I always consider the intent of the writer. I ask what it is they are trying to accomplish with their efforts. I find that simple analysis enlightening to say the least.

I am 100% committed to furthering the appraisal profession in a positive direction. IMO, there are members who come here to dismantle the industry, not help to move it forward in the best direction possible. I have named names, and I will likely continue to name names as it comes up, but I will try to do it with a lighter touch as you have reminded me to do. I make zero apologies for calling out people who convey dangerous ideas and narratives. IMO, if this forum isn't open to that sort of discussion, then what's the point? Maybe this thread would be more appropriate in the Improving The Profession category.

We are a community. We have a collective conscience. Not unlike our liberties, we must always be vigilant to root out that which would do us harm. A person who comes on here, day after day, who works for the lenders, and attempts to smooth us over on each and every single issue we ought to be opposing, needs to be identified for what they are, IMO. To back up this claim/conclusion, all one has to do is go back through the archives, read the posts in the context of the particular thread, and do a simple "trend analysis" if you will. Those who are here to help, and those who are here to destroy, come into the light when such analysis is made. Again, I concede I can do better at being nice and will do so, but I will never apologize for calling this behavior out when it is happening.

I appreciate your passion and understand the emotion behind it because I've lived it. Have you considered the possibility that your narrative might be circumstantial, dangerous and self-destructive and others are calling you out? You consider the intent of the writer? You mean assume their intent...and build on those assumptions.

 

[George Hatch]

If that’s the case can a lab technician can call themselves a Doctor without having the proper credentials and license.

USPAP operates off the actions of the individual (I am appraiser because I'm acting as one)
Not off the nomenclature (I am an appraiser because I call myself one)

USPAP is a professional standard. Nothing more and nothing less. It only gains authority if/when its adopted into law (which by definition is promulgated and enforced by the state), it's adopted by contract or agreement, or when an individual chooses to adhere.

 

[Addie]

“Tier III” activities). They are outlined in the FAQ referenced above as “the contribution…of substance to the development of the assignment results. In other words, the individual must contribute to the valuation analysis in a noteworthy way” (ibid). USPAP even goes on to describe the specific work that is considered to be worthy of a statement. “Examples of contributions made by appraisers that constitute significant real property appraisal assistance include the identification of comparable properties and data, inspection of the subject property and comparables, estimating accrued depreciation, or forecasting income and expenses” (ibid). Using this definition alone, one would be led to believe that a third-party inspector should be identified in the certifications. Or, should he/she?

The fact is USPAP does not require an inspection. However, when no inspection takes place, no reliance on it is part of report, ( as are certain assumptions or EA )

In bifurcated an inspection (interior ) does takes place, and will be relied on as part of report results. FAQ per USPAP defines inspection of the subject as Tier !!! significant appraisal assistance....it is integrated into appraisal results when an inspection does take place. By having a non appraiser inspect, the party does not have to be named as contributing significant appraiser assistance, and magically, the inspection is demoted from being , as it has been for decades in lending work, needing a cert appraiser to inspect or accompany trainee, because they re name an inspection as "data collection" and data collection is not considered in USPAP as contributing significant appraisal assistance.

You do know you don't need a license to act as an appraiser and do appraisals right? But if you act as an appraiser, you must meet all of USPAP, license or no license.