Must be nice when someone can edit a post, after the edit by the poster time has lasped. But take a look at yourself.
But you guys must be getting nervous.
Oh my, so you didn't read that sentence in context and were somehow able to interpret a reference that is clearly aim at "the majority of competent appraisers for an assignment" to mean "the most competent appraisers for an assignment"? That is a problem, because then the state would have to define who the most competent appraisers are (for which your public opinion poll would be worthless) and what they would have done *in that assignment*.
You basically want to make the state boards' job impossible. That's not nice. .]
You are the only one saying "competent" or most.
I'm saying where is the data that indicates what peers do????
No surveys.
No studies.
No white papers.
No Joan advertising.
Very few if any active appraisers on state boards that are peers of those doing residential lending work.
Where is the "proof" of what peers are doing?
And hand in hand with that is,
The only "proof" of what parties who are regularly intended users is,
wait for it,
Fannie Mae Forms.
Yup, lots of proof there
Oh and lots of proof can be found there for what "peers do" for Similar Assignments.
because "Similar" is residential Lending.
No Bob with great credit score and only needs a $40k loan on a $300k property.
Nope, That one is Specific.
And Really George,
Where's those "Free Market" people,
Writing the software programs to sell to Appraisers for Appraisers to use, and hire their own inspectors???
What is the barrier there, George?
Oh and hey,
If these aren't GSE loans, nobody even needs them converted to XML for CU either, 'cause Fannie isn't an "intended user"
Right George?
Easy software to write. All appraisers need to do is hire a picture taker.
.
.
.