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I guess everyone is really busy!

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RSW

Elite Member
Joined
Feb 18, 2002
Professional Status
Certified Residential Appraiser
State
Tennessee
I guess everyone is really busy or else off on vacation. I've been rather busy lately. How about you?
 
Crappy week, but still getting out one a day. There doesnt seem to be much action over here on the Tennesse forum.
One of my biggest REO clients didnt kick in any orders last week, they usually send at least 5!
Anyway, my years in business have shown me usually after a bad week, it picks back up again, so, i dont panic and usually just do some work around the house, or play online poker.
 
well look at that, 3 orders in ten minutes~
 
Sounds like the Knoxville area of East Tennessee is the place to be. I've been told by a real estate appraisal commission member that out of work appraisers are beating down the door to come into the state. Tons of them from Michigan, Florida, and California. They are having trouble with the volume of these appraiser migrants. We had a similar massive migration in the late 80's and early 90's in middle, mostly Texas and California appraisers who had ruined their states in the S & L crisis years. For those of you who are reportedly knocking down the door to head to Tennessee, I would recommend heading to east Tennessee after reading these posts. Middle is slow. I was down from a very stable long term business that varied little over roughly 10 years some 30% in 2007 and down another 20% in the Nashville area this year. I'm sure I'm too tied to real estate sales and refinances, which are down, but who isn't? Not many.

If you are coming to Tennessee and excited about booming real estate appraisal business, based on the above posts, head east young men. Plus it's full of all the good looking women, moonshine and appraisal business that any one person could want. It's the easy life over there.

Dean and RSW, out of respect for you all, two fellows I do respect, if you request, I'll pull this down on the condition you all will quit harping on how good the appraisal business is in Tennessee. PM me if you wish. I know it's mostly an East Tennessee forum and business is apparently great there, but the average reader here does not know it. I know it's good to be positive, but please be advised, not every appraiser is appreciative of your advertising how good business is in Tennessee.

Readers, read Stephen L. Smith for a more accurate gauge of the middle Tn market or if you want to become depressed, read how the western Tennessee appraisers are doing. It's a big state.
 
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read the one below, this one got a little messed up
 
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Wow, Willie, i guess we are about to go a few rounds, and you are the last person i expected to do that with.
Would you rather i lie when asked how business is?
No, thats not going to happen.
I dont think that either Scott or myself are shouting from the rooftops yelling about how much work we have. Thats the only time i will mention Scotts name, i will give him the respect of speaking for himself.
I welcome competition, i dont give a **** if everyone moves to East Tennessee. I thrive on competition, complacency is for wimps.
I dont want you to take down any of your posts, you are entitled to say what you feel.

Theres many an appraiser on this forum who could be given a golden list of the greatest and busiest clients, and still not make a decent living.
I have been building my business up over 6 years, yes, thats not as long as many of you, but for 4 of those 6 years, (10 years total in the appraisal business, 6 years on my own) i worked 7 days a week,14 hours a day to build up a good, decent and ethical practice.
Hell, i still work 10-12 hour days now, although not weekends.
Then, when i got a good level of business, i didnt sit on my *** during the refi boom and count the dough, i saw where it was going, and i quickly diversified.
Maybe other appraisers should have diversified too and not relied on a bunch of scummy mortgage brokers.
Many appraisers have NO IDEA about the wealth of work outside of the mortgage business.
Whose fault is that?
Its the fault of all those who couldnt wait to start up their own business during the boom, thinking how easy it was to get work.
Those same people are the ones on this forum whining about how skippy has taken all ther work, and how they have lost their business because they have stayed true to their ethics.

I suppose that makes all of us with work skippies. I have NEVER ONCE strayed from my ethics and morals, and i make a good enough living to support a wife and three kids, and i have zero debt. Apparantly i am among an elite group of Americans who actually have equity in their home. This was all achieved through careful financial planning, living below my means, and a good business plan.
People are not built equally. Many small business owner will fail and will continue to do so. Its how you manage your busness,how you grow it, how you do it better than the other man.

Whoever wants to sit and whine, go join the Pam Crowley movement telling eveyone who will listen that all the good guys have been forced out.

This is the part of your post that pushed me ove the edge:
Dean and RSW, out of respect for you all, two fellows I do respect, if you request, I'll pull this down on the condition you all will quit harping on how good the appraisal business is in Tennessee. PM me if you wish. I know it's mostly an East Tennessee forum and business is apparently great there, but the average reader here does not know it. I know it's good to be positive, but please be advised, not every appraiser is appreciative of your advertising how good business is in Tennessee.

Whose harping on?
Seriously. People ask how business is, people reply.

And my last post stating three orders in ten minutes wasnt gloating or being a big shot, it was merely showing how crazy this business is. No orders yesterday, well down from last week, then 3 orders in ten minutes.
Maybe i will delete this in a few minutes. My hot temper has been known to get me in trouble. Luckily though, unlike my wife who takes 3 weeks to calm down when i **** her off, i usually get over it in a few minutes. Maybe no one will even see this.
 
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No offense Dean, and sorry for getting you riled. I didn't mean to get you all worked up. Even marriage partners don't see eye to eye and get along 100% of the time. You seem awful mad.

Again, I stated I respect the both of you. I'm pretty sure I've sat beside RSW in a class one time. I think it was an ANSI class in Knoxville, if I recall right. The fellow showed me scars from a golden retriever, and I made the connection when he posted he'd been bit by a dog in TN . He's a very nice fellow.

Here is what I was saying, in a more simple manner. Simply put you're talking too much. That is fine. I would not ask you to lie. If you want to do it, do it. I will be fine either way. But don't be suprised when you have 50 people from Michigan on top of you cutting your throat because they read and emulated your plans as set forth by you on an internet board full of strangers. These are the times we are living in and I'm giving you first hand, now second, information that I know personally that there are tons of appraisers trying to come into our state and that wasn't good in the 80's and 90's and it won't be now. You may like competition, but I personally prefer a monopoly. :laugh:

Real estate sales are way down, real estate loan volume is way down and the real estate appraisal business is way down, in Middle Tennessee.

I'll tell you a little story. I still want to speak with you some time. I have a lot of real estate life experience that I've participated and witnessed. When you've talked just a wee bit and had someone, a government official nontheless, someone you should be able to trust, and had him try to steal a quarter of a million from you, you learn to say less and listen more.

On another intance, I witnessed a person ask a question about a piece of property on a nationwide forum. The only thing he linked was a tiny quadrant of a US Geological topo map. It was an tiny internet message board full of strangers. I found out that another buyer had used his information against him and bought the property out from under him because he'd opened his mouth asking a question. I'm savy but could not have figured out which area, as he was careful about putting a fairly small section of the map. There was a crossroads named, and I figure the guy who bought it knew it. Who would have thought, but someone knew where it was, and it was a good property.

You've already experienced similar things. I recall specifically a Tennesse appraiser official respond to your thread out of the blue. I don't know Ms. Avers personally and did not tip her off, I can promise. She was inquiring and pumping you for information or asking you to turn someone in. I don't believe in turning people in, but letting the market take care of bad appraisers, unless there is complete fraud, and I bet we have common ground there.

Folks Tennessee is a fine place to do appraisal work. There are better, and there are certainly worse. Just be sure to know, it ain't all gravy that you read in this section.
 
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Dean, you don't have to pull anything down. I'll just attribute it to your Irish temper.

Kidding.... Aren't you really English?



Again, fellows, no offense. I just wouldn't advertise that I'm doing great. I never did when I in the top 5% of our profession in terms of income, when I was working 24/7. But I'll be the first to complain when business it is down.:peace:



How about a cattleman story. I asked a cattleman how many cows he had. He said "Son, that's like asking how much money I have in the bank".

How many appraisals do I do a week? Well, sir, that's like asking me how much I make, would be similar.

I live by that cowboys advice. There is a lot of truth to Lynard Skynard's "Don't ask me any questions, and I won't tell you no lies". A pet peeve of mine is when people come in out of the blue and ask "how many appraisals do you do in a week" or "how much do you gross". Maybe it's just me, but I like telling specific information to people I don't know. I'd certainly tell you or RSW over lunch some day.



I apologize for offending you. I tried to be polite. I still respect the both of you.
 
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See, i'm calm already.
Willie, i respect you and i like your posts. This whole work versus no work just really pushes my buttons.
I admit, i have been lucky with the business, as well as extremely hard working.
I hope that the good appraisers pull through this and come out the other side. But, we cant just sit back and complain, we have to take business by the scruff of the neck and do what needs to be done.
I have no time for the whiners on this forum who complain about having no work. They have to do better with their business skills.
And no, im not Irish, %100 English. Well, actually, i suppose i am American now.
 
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See, i'm calm already.
Willie, i respect you and i like your posts. This whole work versus no work just really pushes my buttons.
I admit, i have been lucky with the business, as well as extremely hard working.
I hope that the good appraisers pull through this and come out the other side. But, we cant just back and complain, we have to take business by the scruff of the neck and do what needs to be done.
I have no time for the whiners on this forum who complain about having no work. They have to do better with their business skills.
And no, im not Irish, %100 English. Well, actually, i suppose i am American now.

I know, I must have hit a button and for that I apologize and actually knowing you, I wondered as to whether to state my opinion at all, said opinion is that "talking or writing less and listening more" is better in our current environment.

You are right, there are tons of great appraisers but poor businessmen out there. I might also stat that there are not only good appraisers but some good appraisal businessmen looking for greener grass right now. Can you imagine being in Florida or Detroit for 30 or 40 years as a residential appraiser and witnessing your long term business being torn apart because of competition. It's my understanding from a friend who specializes and has to himself judicial appraisal work he's being attacked business wise in terms of fees because people are starving in his state, those who were doing mortgage work but are turning to the courts. This guy lives in what is still considered a growing area, as far as his state goes.

I know there are plenty of whiners and complainers. I'd be lying if I didn't say I did it every now and then.

We probably agree on most everything and I did a poor job on my part communicating and forgetting your quick temper.

Your friend, Willie :peace:
 
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