I'm still gasping.

[Mike Kennedy]

FG : "And FTR, my last day as a member of the Florida Real Estate Appraisal Board was Tuesday, February 5, 2008."


Thanks Frank for you have done, do, and will continue doing for Appraisers....everywhere.

 

[Tom Woolford]

Isn't Francoise Gregoire on the Florida Board? (Sorry I butchered his name, I'm Icelandic, not French) ;-)

Don't trust him: you ought to see the ties he wears........

 

[Francois K. Gregoire]

Don't trust him: you ought to see the ties he wears........

Good one Tom

Background: This was taken Tuesday, January 29, 2008. Right after the Governor spoke, he asked to have his picture taken with the best looking girl in the room. My Campaign Treasurer (coincidentally, my girlfriend, Fran) agreed and let me in the picture too.

 

[stefan olafson]

Thanks Frank!

I was close on your name! Congratulations on a good job on the board. Board members in ND don't ever leave!

 

[kerrylanger]

Hi Debbie,

I was just curious as to the types of errors you found. Were these fraudulant or manufactured things? Were they incompetence? What would leave you gasping is what I'm wondering about. I have seen a lot of garbage in all the categories and only a couple have left me wheezy (and they were doosies). Just wondering.....Thanks.

 

[xmmcsmielr]

Blood Enemies

Can't resist saying that men in Florida are "tie challenged". The Guv's tie has little cutouts of each state. Wow! I'd choose Franks' over the Guv's, but only if I lost a bet and had to wear one of those ties. I don't have to worry about that anyway, because wearing a tie in Tucson is illegal.

Back to turning in lousy reports .....

My experiences in Arizona resulted in my promise to myself that I will never turn in another report to the Arizona Board, because the only thing I've accomplished by reporting egregious USPAP violations is to make blood enemies of the authors for ~six fraudulent reports. All of those authors are still appraising after committing what probably is fraud.

The most severe penalty imposed was remedial education for reporting a $650,000 value one month after a house sold for $470,000, and the $470,000 was over $100,000 above market value. I appraised the house after the loan was foreclosed on in this series of mortgage frauds. Remedial education!

You cannot educate fraud out of appraisers. The only justifiable sanction for saying a house is worth $650,000 one month after it sold for $470,000 and really was only worth $350,000 is permanent revocation of the author's license.

So, unless the Florida Board has demonstrated a dedication to just USPAP enforcement, I would be cautious about reporting anything to the Board.

 

[Francois K. Gregoire]

So, unless the Florida Board has demonstrated a dedication to just USPAP enforcement, I would be cautious about reporting anything to the Board.

Hi Ricardo,

There is always room for improvement, but I will let you decide the level of dedication by the FREAB. This is a link to 7 years worth of disciplinary reports.

http://www.myflorida.com/dbpr/re/FREABDARs1.html

This is a link to the most recent; the 2007 report:

http://www.myflorida.com/dbpr/re/documents/2007_freab_dar.pdf

The average for 2007 is almost 20 disciplinary actions per meeting. I'll let someone else count the suspensions and revocations.

In all fairness, not all of the above are due to USPAP violations. There are plenty of other reasons for discipline, at least here in Florida.

Good luck in AZ!

 

[xmmcsmielr]

Florida's 2007 list looks good

Without knowing anything about Florida, just as a comparison to Arizona, Florida's 2007 penalty list looks impressive. And, from what one of Arizona's Board members recently told me, Arizona is NOT the worst state, according to ASC reports.

Wow!

Arizona is not the worst!

The enforcement of USPAP in the United States must be non existent.

Do you Forumistas think the lack of USPAP enforcement is another symptom of corporate dominance of our government?

Large mortgage corporations demand that appraisers lie about values, markets' directions, physical conditions, who lives in the houses, etc. So, many appraiser openly, notoriously and continuously lie upon command without much chance of receiving any sanction.

I have to admit that the lack of effective USPAP enforcement, at least in Arizona, is relatively unimportant, when there are medical boards that enable physicians to butcher and maim people by not kicking lousy doctors out of their practices, when the Bush administration pulled two FBI investigators off examination of the Bin Laden family members in the U.S. and allowed the Bin Laden family to fly out of the U.S. during a "no fly" time right after nine one one, and when Florida disenfranchised tens of thousands of voters, mainly black democrats, by classifying them as felons without verification of the rumored convictions and thereby illegally ensuring Bush's presidency.

How does your girl friend feel about that voter fraud, Frank?

 

[Francois K. Gregoire]

How does your girl friend feel about that voter fraud, Frank?

We avoid discussing politics, except for my campaign:icon_wink: .

Fran and I are of different political parties. We do, however, share conservative ideals and discuss issues, ideas, aspirations and goals. She has opened my eyes to a number of realities, many of them unpleasant. Her life experience is much different than mine. Hearing of her firsthand experiences has much more impact than reading of similar occurrences or watching a documentary.

To answer your specific question, I do know Fran is dead set against allowing convicted felons the privilege of voting. She has never alleged there was a conspiracy to wrongfully classify minorities as felons as a means to disenfranchise them. She may, however, have that opinion. FTR, I do not agree with the premise.

 

[debbie graham]

grasping

Hi, Kerry, on this one, it looks to me like incompetence. I will speak with Francois because you have to see the inside of the subject to be able to form an opinion.
This house is approx. 6,200 SF, built in 1975. All bathrooms are still 1975, shell sinks etc. Kitchen also dated ( when he appriased it in Dec 2007) There are murials painted on the ceiling, gold leaf moulding, she is from Austria. Flooring is old parquet wood floors.
Appliances etc. are worn and from the 70's.
He went to Saint Augustine for two comps, ( twenty miles away) only "listings" for the subdivision. I found a comp in the subdivision, not by magic, just MLS-HA!
He made no explanation of why he adjusted or why he did not ( large lot size differences-no adjustments) why??
He simply stated "The adjustments in the market analysis are self-evident and were estimated by a comparison of sales to the subject and each adjustment is condisered to be accurate and justiifed.
He used 2005,2006 houses with high quality materials, homes with media rooms, etc. no adjustments for condition. No explanation to why he didn't.
The reason I also think it was incompetence is he under adjusted on the price per square footage for a 2.4 Million home.
He adjusted 2,500 for a difference between a 2 car garage and 3!!
Yeah maybe in some areas, depending on market, but not in high end country club/golf course communities, buyers will pay more, anyhoo, back to the report........I'm finding even more stuff!
Deb