Increase in insurance

[BRCJR]

Appraisers and Insurance companies should be aware of areas more prone to hurricanes or wildfires.
My properties are not likely to be near wildfires and insurance companies shouldn't take advantage and jack my rates.
I was in Malibu two years ago and I drove through the mountains to get back to Burbank.
Those neighborhoods that got burnt were in middle of forestry. I don't like to live in areas surrounded by unmaintained trees.
With history of high winds in that area, it was bound to have a major disaster.
I was at the Getty Villa and good thing they maintain fire prevention landscaped. Thus, Getty Villa didn't burnt to the ground.

I was in Maui few months before that neighborhood got burnt. Dense neighborhood.
I stayed at the Hyatt Maui resort nearby and no wildfire problem there.
Proper planning and proactive fire control could have lessened the damage and lost lives.

Does not seem as if you know how insurance protection works........

 

[Fernando]

In the past, it was rather easy to get insurance.
Lately insurance companies look more closely at the properties. WTF.
I had to delay an inspector so I could get a major plumbing issue fix before he comes.

 

[Fernando]

I got a nonrenewal notice on another of my property.
Insurance company did an aerial and said there's algae on my roof. WTF.
When did insurance company got to be Big Brother invading my airspace?

 

[Dublin ohio]

When did insurance company got to be Big Brother invading my airspace?

I'm going to guess that somewhere in your policy the reserve the right to do an exterior inspection

 

[Mike Ault]

My renewal insurance for my duplex came in and it increased $1,000, that's like over 56%. WTF!
Same insurance I had on another rental which had a claim few years ago. Do insurance company penalizes me for that on another property insurance?

They suspect that you are using illegal aliens for your maintenance work.

 

[Fernando]

They suspect that you are using illegal aliens for your maintenance work.

I suspect that I filed a claim two years ago and word spread throughout the insurance industry.

 

[Mike Ault]

I suspect that I filed a claim two years ago and word spread throughout the insurance industry.

AI Overview

The Comprehensive Loss Underwriting Exchange (CLUE) is a database of claims history that insurance companies use to rate and underwrite policies. It's generated by LexisNexis, a consumer-reporting agency.
What does a CLUE report include?
Policy information, such as name, date of birth, and policy number
Claim information, such as date of loss, type of loss, and amounts paid
A description of the property covered
A risk score
How do insurance companies use CLUE reports?
Insurance companies use CLUE reports to determine how likely it is that a claim will be filed in the future
They use this information to help inform pricing and underwriting decisions
How can consumers access their CLUE reports?
Consumers can request a free CLUE report each year from LexisNexis
They can request a report online, by phone, or by mail
They'll need to provide their full name, date of birth, address, city, state, and zip code, as well as their Social Security number and driver's license number
Why is it important to review your CLUE report?
Reviewing your CLUE report can help you understand why you're paying more for home or auto coverage than your neighbor
It can also help you identify inaccurate information that you can dispute with LexisNexis

 

[Fernando]

AI Overview

The Comprehensive Loss Underwriting Exchange (CLUE) is a database of claims history that insurance companies use to rate and underwrite policies. It's generated by LexisNexis, a consumer-reporting agency.
What does a CLUE report include?
Policy information, such as name, date of birth, and policy number
Claim information, such as date of loss, type of loss, and amounts paid
A description of the property covered
A risk score
How do insurance companies use CLUE reports?
Insurance companies use CLUE reports to determine how likely it is that a claim will be filed in the future
They use this information to help inform pricing and underwriting decisions
How can consumers access their CLUE reports?
Consumers can request a free CLUE report each year from LexisNexis
They can request a report online, by phone, or by mail
They'll need to provide their full name, date of birth, address, city, state, and zip code, as well as their Social Security number and driver's license number
Why is it important to review your CLUE report?
Reviewing your CLUE report can help you understand why you're paying more for home or auto coverage than your neighbor
It can also help you identify inaccurate information that you can dispute with LexisNexis

Sounds like I'm screwed.

 

[Terrel L. Shields]

there's algae on my roof. WTF.

You need a new roof. It will leak soon.

 

[Fernando]

You need a new roof. It will leak soon.

It's a metal roof.