Intimidation....I Will Not Be Silenced

[Surf Cat]

What is an appraisal service then?

Sitting at your desk, crunching data, and providing the most probable price.

Just because a client is willing to accept something doesn’t make a good policy.

Agree.... but it's not their money they're Lending.... so what do they care? They just want the most profits.

It’s up to the license holders board to set the standards.

The same boards that won't even make an announcement that they're in disagreement with the AMC model that's developed in the last 15 years since the hvcc? Those dudes?

Maybe that’s what leadership in this profession really thinks - all that matters is the signature. I think if all you’re doing is downloading comps from an MLS pushing a button and have a computer come up with all your adjustments, you’re violating a whole bunch of ethics, rules, and standards. But if appraisal boards don’t give a ****, maybe that’s what I’ll do too.

Hey man, I'd be up for a nationwide appraiser strike against AMC's along with press releases to Major Media Outlets alerting the home owning/buying public of what is really going on. I posted a sample letter here a couple different times.... no one's up to banding together for the greater good of the profession.

So, do you drive slow in the fast lane with everyone passing you, flipping you off on the way by and getting all the work? Or, do you speed up and get some work too? Sounds like you made a decision in your last sentence.

 

[djd09]

USPAP is just the minimum...the sow could be endless, right george?

 

[J Grant]

Sitting at your desk, crunching data, and providing the most probable price.

I usually agree with you but the above is not correct. (To answer the question, what is an appraisal service then?)

An appraisal service is sitting at your desk, crunching data, and providing an opinion of market value. In USPAP, the word appraisal is literally defined as an opinion, and an opinion is an appraisal.
The MV definition references the most probable price, but the MV definition is not an opinion of value. The MV definition lays out a set of terms and conditions for the opinion of value.

 

[alebrewer]

I like the term 'estimate' of market value.

 

[George Hatch]

USPAP is just the minimum...the sow could be endless, right george?

That's about the size of it. As long as the minimums are met then everything else defers to the user.

 

[djd09]

paschal commits a felony...the judge tell him the minimum sentence is 20 years wtf

 

[George Hatch]

Why do you bring up emotions so much? Typically a clear sign you lost the argument.

I never argued to get anything removed from the rules or regs. And I never threatened an appraisal board Should they attempt to enforce their laws. Important to remember.

It’s always the same three people on this board that share these views. 2 of you I imagine got wealthy from the changes. The other one can’t speak out otherwise because of the NDA.

It’s got nothing to do with facts or who’s in the right.

I just don’t kiss their *** like they’re used to in this profession. Honestly, I have contempt for them.

It appears to me that your imagination has been driving most of your discourse. And there are 4 people in this thread who have signed the instructor's agreement. And none of them agree with your reimagination. You're on the wrong side of "demonstrated competency" with this material. Not by status but by your discourse.

 

[glenn walker]

Why do you bring up emotions so much? Typically a clear sign you lost the argument.

I never argued to get anything removed from the rules or regs. And I never threatened an appraisal board Should they attempt to enforce their laws. Important to remember.

It’s always the same three people on this board that share these views. 2 of you I imagine got wealthy from the changes. The other one can’t speak out otherwise because of the NDA.

It’s got nothing to do with facts or who’s in the right.

I just don’t kiss their *** like they’re used to in this profession. Honestly, I

What is an appraisal service then?

Just because a client is willing to accept something doesn’t make a good policy. My background is engineering where we clearly have much higher standards and ethics. But it’s the equivalent of allowing the contractor to go out and do soil testing and sending their own report to the engineer for a stamp. I’m sure that’s what the client would prefer but that’s not what they’re getting. It’s up to the license holders board to set the standards.

Maybe that’s what leadership in this profession really thinks - all that matters is the signature. I think if all you’re doing is downloading comps from an MLS pushing a button and have a computer come up with all your adjustments, you’re violating a whole bunch of ethics, rules, and standards. But if appraisal boards don’t give a ****, maybe that’s what I’ll do too.

I’m already gonna start sending runners out all over the state

If your doing 30 reports a month as a side gig like you claim my guess is your already using a runner or an assistant. Some of the biggest skippys on the forum over the years were guys pretending to be on Moral High Horses until busted.

 

[djd09]

the minimum speed limit is 55 mph...insanity

 

[George Hatch]

Appraisal practice is a defined term, and is a subset of Valuation Services. The definition applies based on the actions of the individual and the expectations of the user.

We've gone back and forth about the actions of the PDCs (are they acting as an appraiser) but the other half of that equation is what the expectations of their user are for that service. Do those expectations fit the definition of appraisal practice?