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Lazy appraiser did not measure

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38Scarcello

Member
Joined
Apr 26, 2004
Professional Status
Certified Residential Appraiser
State
Washington
I just recieved an appraisal request for a Jumbo loan home.
Per the loan officer, these loans or at least this particular
loan is requiring two appraisals to be completed. Anyways,
I was emailed the previous appraisal - unrequested by me
because I can really care less.
It seems as though the appraiser failed to measure the subject.
It's a good size house at a little over 5,200 square feet.
The appraiser selected to drop the floor plans into the report
with a little note "Due to the very angular nature of this plan,
the appraiser has utilized the archiectural plans to
represent the floorplan of the dwelling. County records
and the plans have been used in conjunction to verify
GLA"

Is there any issues with this?? If not, I am going to save
myself 30 minutes on site and do the same thing!

Talk to me people.
 
IMO there is nothing wrong with this.
 
You are not required to measure, but you are responsible if it isn't correct.
 
appraisers job for an on-site inspection is to measure the property. Check with the client (lender) about the scope of work...
 
trust, but verify

I would use the plans, but would randomly check a few actual measurements to see if they pan out. Many times plans are approved, but then the owner owner decides they want the master bedroom to be a bit bigger, or they need a bit more garage depth to accomodate their SUV.

Builders do accodate these changes (sometimes), without officially changing thet plans.
 
I can not imagine doing a report and NOT measuring.. I have even hired people to go with me to help measure very large complicated properties. If I put my name on it, its going to be MY dimensions.
 
I'd like more details.

If it's a contemporary style dwelling and the ho offers plans/specs, I would probably go with that.

I have been accused of not measuring, turns out the HO didn't see my measuring tape. It's called a Disto, ya Luddite.

TC
 
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