Manufactured or Not?

[Tim Hicks (Texas)]

Bucks would call it a "trouse."

TC wouldn't call it anything, he would just inspect it and send his form in.

 

[Tim Hicks (Texas)]

It appears manufactured, steel beams, side view, windows, etc. Are those tie down straps in the crawl space?

Yes, I included those pictures because it showed tie down straps.

 

[Mike Ault]

It would suck to appraise it as a modular and have the insurance company come out and prove it was a manufactured home, or vice versa.

 

[Bobby Bucks]

Bucks would call it a "trouse."

TC wouldn't call it anything, he would just inspect it and send his form in.

TC would consider it just another review assignment and require 2 recent comps and add a dozen stips.

 

[J Grant]

IDK- could it e a modular home ? The windows look funky and the house looks like it was placed on a base - whatever it is.

 

[Tim Hicks (Texas)]

It would suck to appraise it as a modular and have the insurance company come out and prove it was a manufactured home, or vice versa.

The simple answer is to compare on frame modular homes to what they are most similar. In this area, that would be HUD code manufactured homes and other on frame modular homes. On frame modular homes are a different animal than the typical modular home.

 

[Mike Ault]

The simple answer is to compare on frame modular homes to what they are most similar. In this area, that would be HUD code manufactured homes and other on frame modular homes. On frame modular homes are a different animal than the typical modular home.

Yeah, I just wouldn't want the hassle of changing forms or my client thinking that the insurance company was smarter than me.

 

[J Grant]

Not my assignment, but another appraiser asked me to look at this property and tell him manufactured or not? Outlying county with no records before 1981 and no ownership history before 2016. The exterior of home has brick, but has metal siding underneath on the back side. No HUD tags and no data sheet as the home has been remodeled. My guess is it is disguised manufactured home. Here is pictures from the crawl space:

View attachment 101509View attachment 101510

If I had to place a bet, I bet your guess is right - a manufactured home with after market brick siding - it could be modular but Imo the liability too great if your friend gets it wrong - soundslike a good assignment to walk away from unless it is a great client and walking would possibly ruin the relationship.

 

[TC]

Bucks would call it a "trouse."

TC wouldn't call it anything, he would just inspect it and send his form in.

I know where you live, Duckie Boy.

 

[JTip]

Does the prior deed(s)/mortgage(s) show a transfer from an existing or out of business local mobile home dealer?

Had to buy it from somewhere back in the beginning of it's existence.