Mike,
Again, I think that in the majority of the cases you might be right with the real intent of the unethical MB's and unethical appraiser's in this business. But can you seriously not stop and think about it for a second and recognize that pushing for this "full interior inspections only" will limit what appraisers can do for their clients? To the point that they will find alternative valuation products?
See, we all know what the real issue is. Unethical people doing unethical things. IF its illegal now what in the world makes you think that adding one more law to the books will solve the problem? You are really just creating more problems. If you want to stop the problem, go to the source, the unethical people. Another regulation will solve nothing.
You get your law passed and I will guarantee in 2 years, we will be right back here, and you will be complaining about people doing "illegal comp checks" before they go out and "do a real appraisal". It is so frustrating trying to make people understand that bad people are bad people. They will continue to be bad no matter what laws or rules you pass. You want to get rid of them, do it from the enforcement side, through the MFWL, or some other means, but quit taking tools out of appraiser's hands that are good, legitimate valuation products that some clients need and are willing to pay for.
Desktops, driveby's, on site interior inspections, all have their place as tools that can be used by appraisers. You are unwilling to separate your emotional attachment to this issue to be able to discuss it with any logical clarity. No matter what the scenario is that is presented, you immediately jump to: "Well we all know that's not what they really want, what they really want is a guaranteed number." Guess what Mike, you are wrong. That is not what they all want. Maybe in your little corner of this planet, but not in all of it. Please do not attempt to make rules for all of us based on your experience, because your experience is just yours. If you do not want to do anything but interior type work, have at it. But if one of my clients calls me, and the scope of work and intended use fits a desktop or drive-by, I want to be able to offer my client that service. You don't have to agree with it Mike, just don't keep everyone else from doing it. If you want to go save the world, go for it. But please, go after the bad guys, leave the rest of us alone.