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New URAR Demo

Fnbpos said:
The software is ACI - been with them since 1986 . They will say... 'its a demo - we wlll work it out " I find it hard to believe the software designers actually consulted with any appraisers on this. This is a return to filling out an appraisal on a typewriter - I'm amazed this has been allowed to happen.

I will continue to run this demo - but so far, this is the worst possible situation - i cant think of a worse outcome short of filling out the forms in pencil.

The software company that produces a NON-CLOUD version of the new URAR with all the features, short-cuts, templates and canned comments of the current forms and then develops a method to transfer that finished appraisal into a CLOUD version will be the winner here.

The whole goal of the software companies should be saving appraisers time - the opposite is currently in front of us.
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I am getting ready to do the demo. I sure hope my experience is different from yours, but why would it be?
 
DWiley said:
Ever since appraisal appraisal report software has existed, the providers have faced the same basic problem - how to fill out a form. The UAD 3.6 changes that (rather dramatically), and based on what I have seen, the providers are taking very different approaches. Which approach will become the "winner"? The market (the appraisers) will decide that.
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We need to separate GSE requirements from the core appraisal. Make them a separate report and a separate fee. This also means DISALLOWING the GSEs to have any decision-making role in the core appraisal process. If they want additional information, then isolate their special needs to a separate process, a separate fee, and a separate certification (if needed). Of course, with the understanding that specific standards, such as for measurement, do need to be part of the core appraisal standard, which itself is absolutely lacking in protocols. But the GSEs, who are largely incompetent, should not have any final say in the core appraisal standard (although their opinionated input allowed).
 
Parcels must be adjoined to the other, unless they comply with the following exception. Parcels that otherwise would be adjoined, but are divided by a road, are acceptable if the parcel without a residence is a non-buildable lot (for example, waterfront properties where the parcel without the residence provides access to the water). Evidence that the lot is non-buildable must be included in the loan file.

they accept vacant land... :unsure: :rof:
 
If anyone wants to know why I think the GSEs are incompetent, well, let me say, I think think they are grossly incompetent.

  1. There is work that the GSEs should have started a long time ago as a first step towards some kind of standardization.
  2. Instead, they took the easy road; they started with the superficial standardization of the forms, which are not only deficient but also always changing.
  3. The MLS systems started RETS standardization and have been somewhat successful over the years. The GSEs should have gotten themselves involved in that standardization and helped tune it in with appraisal needs. Yet they didn't. Why --- because a lot of work is needed for the "appraisal needs" side of things, and they would have been assigned that burden.
  4. For example, zoning. Almost all localities have their own zoning codes, although of course, there is much overlap. And they are also changing their zoning regulations every several years. You also have issues such as overlapping zones and priorities, as well as the merging of requirements. By now, there should have been some centralized Zoning Ontology. That is completely missing. There should have been software systems to map the local zoning standards to the centralized Zoning Ontology (Dictionary). That is missing.
  5. Instead, the GIGANTIC GSEs, with all of their money, decided to let all the local appraisers deal with the Zoning issue.
  6. --- Like so many other things.
My above partial argument hints only at the complete argument.

My conclusion is that those fat pigs are completely incompetent and more trouble than they are worth. And don't forget those very major, very destructive 20-year crashes they are instrumental in creating.
 
DWiley said:
Ever since appraisal appraisal report software has existed, the providers have faced the same basic problem - how to fill out a form. The UAD 3.6 changes that (rather dramatically), and based on what I have seen, the providers are taking very different approaches. Which approach will become the "winner"? The market (the appraisers) will decide that.
Click to expand...
Bolding mine.

Yeah, it's the innovator's dilemma for existing software providers.
 
Is it solely cloud based?
I have a problem with that. Once in the internet, stays in internet forever.
 
Was driving by a few today - depending on perspective, I'd like to see 'up to 1 thumb', 1-2 thumbs, etc., as that's kind of how I had to measure the stoops from the road... :love:
 
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