Newbie FHA Appraiser

[Tom4value]

Can...one of my hunting buddies came home to find his wife dead, hung between the garage door and her car hood. Grim. As admin of my cousin's estate, his estranged wife got it all and he had a brand-new car. I helped her get tags for it, but she put it back in his garage (they lived separately) and left it for weeks before finally going and getting it and pulled it out and the old garage door had to be closed from inside - no remotes. She closed then promptly put it in Drive and smacked the door. Called me all panicked and I said I will handle it. So, looking it over I realize it had no safety switch. So I replaced the door, the drive unit and had safety switches installed as well as remotes. Liability issue.

As for the 4000.1, it is really not that bad...but there are a number of folks who offer a CE course on FHA appraising- take one. You get your CE credit and will refresh your skills for FHA assignments.

Oooooo, Terrel, I saw that, too and knew right away it was a typo. Just read his post to confirm.

 

[David S]

Thanks for sharing!

 

[Terrel L. Shields]

BTW, I've not done an FHA in 20 years but I do peruse the 4000.1 occasionally and I took an FHA CE course because it was free from OREP. It helped to keep me up to date on FHA appraisals although I will never do one.

 

[Ariba]

all dimensions on the lot, or a plat plan.

Since when was this a requirement? We are appraisers, not surveyors.

 

[Mike Ault]

Since when was this a requirement? We are appraisers, not surveyors.

I agree. Unfortunately though, It has been a requirement since forever. And they will write you up for not following it.

 

[KYgirl]

I just completed an FHA last night and as I was preparing it to send I got an error message. The words Average and
Good on on the "Bias Terms' list. Has anyone seen this before? What's another word for Average? Typical?

 

[Tom D]

the words themselves are not the problem. how did you use them in describing something. most appraiser stopped using those term with the new uad design. average or good can be a hidden reference to something being better or worse without actually saying it. avg or good as to what else. like neighborhood comments. we use facts, avg and good are not facts but can be a subjective opinion. it's the perception you are hinting at, and not the facts. typical is not good, cause typical for whom.

 

[Tim Hicks (Texas)]

I just completed an FHA last night and as I was preparing it to send I got an error message. The words Average and
Good on on the "Bias Terms' list. Has anyone seen this before? What's another word for Average? Typical?

Just say "C4" condition. Stupid, but this is the way of the new world order.

 

[Tim Hicks (Texas)]

I make every inspection the same as my FHA inspection. Just in case they try to change it to an FHA appraisal. Plus, the FHA inspection is a good appraisal inspection routine. Just a suggestion.

 

[Tom4value]

I just completed an FHA last night and as I was preparing it to send I got an error message. The words Average and
Good on on the "Bias Terms' list. Has anyone seen this before? What's another word for Average? Typical?

Are you talking about the software program that searches for bias? If so, it is just searching for words. You are ok with a condition assessment. Average would be a problem with like a neighborhood description, I.e., “ average commute to employment centers”, instead of, “employment centers are ten miles away” or “a twenty minute commute”.

I have a client in Indian Land, SC. I get the pop up every time for, “Indian”.