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No gutters on detached garage

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I submitted it without requiring gutters. The lender came back and required them...go figure.
 
I think a number of people are missing a key point ...
What is the local municipal code/ordinances on garages, distance to lot line, and requirements as to whether or not a garage requires gutters?

That is the real key here. Gutters may not be required at all, but some municipalities require overhangs of a certain amount or less, a certain amount or more, and this can vary from one municipality to another. Furthermore, they may or may not require gutters and any such requirements may depend on the amount of the overhang and how close it is to the property line.

The key is to know and apply local ordinances

When did appraisers become code police? If correction of all items to code were required, virtually NO house, except the very newest, would qualify for financing. And very soon, they too would be "out of code compliance" the second some new code comes into effect... :beer:
 
Speaking of gutters, what is wrong with this picture?
 
The gutter is not connected to any downspout or does no flow onto the roof.
 
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Actually, the far end of the gutter is open, so it is concentrating the water from the dormer and directing it against the normal flow of water down the adjacent roof. In essence shooting water under the shingles. I see this on a lot of new construction, and depending on how much roof area is dumping into the gutter, it may leak immediately or take a while to develop signs of leakage in the attic or on ceilings etc.
 
In all liklihood there is adequate flashing to prevent the "back flow" of rain water. But who known... I believe the gutter is to prevent abmormal wear on the aggregate surface of the composition shingle roof below the dormer.
 
In all liklihood there is adequate flashing to prevent the "back flow" of rain water. But who known... I believe the gutter is to prevent abmormal wear on the aggregate surface of the composition shingle roof below the dormer.

What about the abnormal wear on the aggregate surface where the gutter disharges? As far as flashing, the area where the gutter is directed is routinely a problem area for leaks because it is difficult to properly flash, without the concentrated flow from the gutter.


Heres another one, with the resulting water damage on the ceiling:
 

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You guys need to get you minds out of the gutter.
 
Better than waking up in the gutter, I suppose! :)
 
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