North Carolina Appraiser Background Check Law Passes

[Eli]

I agree.

Run one, order one, store one, disclose one. All different.

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Efficiency and identity theft are serious business considerations for us all.

 

[Meandering]

Yup,
That's why its good you can have your local sheriff run your background check, and you maintain control over it's dispersal and safe keeping.

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[Evincere]

I am very confused. Are some of you under the impression that the NCAB or some other state agency will now be ordering BC's?

Nope. The bill is very clear. Its not us Appraisers who are calling the NC bill absurd and unrealistic. Or fretting about the logistics of how Lenders and their AMC partners are going to run or acquire the thousands of BC checks that to date, are not required by any law.

 

[Meandering]

The call for help has gone out, the unrealistic fretting is a smoke screen and stall tactic until help arrives.


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[Carnivore]

It has nothing to do with the ratio of members against a state's population, it has to do with the number of licensed appraisers.
Yep, an APPRAISAL FIRM WITH EMPLOYESS YOU ORDERED BACKGROUND CHECKS ON. Context, Joan context. This thread is about INDEPENDENT appraisers pushing back against you and your AMC friends. Not my problem if baby boy Coester can't provide what big bank wants. The big bank can make a business decision, since background checks ARE NOT required by law or regulation, to either waive that requirement or form their own panel. Again, a business decision much like the one you and your AMC friends like to throw in the faces of appraisers.Bull. There's no law or regulation that states otherwise. Absolutely no difference then when you hand out flawed background checks.

This is an Excellent Point. I know a Law Enforcement Officer who recently told me that the more common a last name the more problematic it is for background checks. He said that if you do not know how to make sure you have properly identify the person for the background check that results will vary widely. Recent example he cited was for a young man in NC whose name(first and last) is very common. When the background check came in for possible employment the young man was turned down because of a whole lot of bad stuff was on the actual printout. For example, the background indicated he had been arrested in Miami for Drug dealing. Well he has never been in Florida and he was also not a black man. There was another entry where he had committed another crime in another state. The background check looked like he essentially was a career criminal. In fact the only thing negative on the background check that was actually about him was when he 15 yr old he got a citation for having a little smoke on his person. This occurred over 25 years a go.

So amateurs should get out of the business of providing background and credential documents. If you do this type of business then be prepared for a Civil Lawsuit that will put you out of Business for good and cost you a huge settlement. All it takes is one screw up to ruin a person live. If you have a conscious are you prepared to live with that screw up for the remainder of your life.

 

[Carnivore]

The NC Law is not perfect. It does something though that I think is correct and on point about a state being pro-small business. It limits the annual cost to the individual appraiser to one background check per year. That's a big deal. It also puts less demand on a system that is in over-load right now for real threat identification. i.e. terrorist, gang activity, firearm sales etc. The thought coming from the financial world and AMC's and people like Joan who is trying to capitalize(exploit) this insanity that we as appraisers are identified as a group of high potential for being crooks, pedophiles, rapist , terrorist , fraudsters Ponzi-scheme creators, bank robbers, petty thief's, shop lifters, racist, etc etc etc is ridiculously absurd! Good Grief

Another Point! This law passed both the House and Senate with a huge Majority from both. There were just a tiny amount of NO Votes on the final Bill. With these numbers being totally Bi-partisan says a lot about the seriousness and common sense of this law. There simply was NO Arm twisting necessary to get it to the Gov. He will sign it for sure, because it way above the threshold to override a veto.

 

[Meandering]

wish I could give you two likes for that statement.

With these numbers being totally Bi-partisan says a lot about the seriousness and common sense of this law.

Something this industry so desperately needs more of; seriousness and common sense laws.