North, East, South and West BS stip

[OSU Beavers]

I put in my report: Neighborhood boundary is the city limits of the City of XXXX (population 2000) to the North, East, South and West.

This stip come back:

The Neighborhood boundaries must include descriptive direction names such as North, East, South and West. Please update.

It is a one square mile town. Do they want me to spell out each side? There is not enough room for that on page 1 of the 1004.

Oh, and for my Neighborhood description:

Please remove phrase "walking distance" from appraisal report. This is not acceptable verbiage per FHLMC.

 

[sputnam]

Doing the north, east, etc with your neighborhood boundaries is a requirement. Most of the time, it will fit in the space. When it won't, you put it in additional comments.

'Walking distance' is among the list of terms that are considered to be subjective... And it is. Can you walk as far as I can?

Whether you like it or not... if you are going to be a real property appraiser, you will be required to adhere to a lot of rules and regulations. Your opinion about how ridiculous some of them seem is irrelevant.

 

[djd09]

JUSTICE: Christian Teacher Fired For Refusing to Use Students’ Preferred Pronouns Wins Massive Settlement From California School District​

A former high school teacher who was fired for refusing to use students’ preferred pronouns has been awarded a $360,000 settlement from the Jurupa Unified School District in California.


The lawsuit, filed in May 2023 by Advocates for Faith and Freedom, was a response to the firing of Jessica Tapia, a gym teacher who refused to follow the district’s pronoun policy back in 2022.


Tapia’s refusal was based on her Christian beliefs, which she cited as the reason for not accommodating students’ gender identities.

JUSTICE: Christian Teacher Fired For Refusing to Use Students' Preferred Pronouns Wins Massive Settlement From California School District | The Gateway Pundit | by Ben Kew

Tapia cited her firm Christian beliefs as the reason for not adhering to the students' preferred gender identities.

www.thegatewaypundit.com

stand your ground...

 

[ucbruin]

A Christian female gym teacher....
Now that's a woman suffering from an identity crisis....
AMEN....

 

[Terrel L. Shields]

Please remove phrase "walking distance" from appraisal report. This is not acceptable verbiage per FHLMC.

Perhaps @DWiley can show us where that's unacceptable. I mean seriously, they've put up so many words as "not acceptable" our very language is compressed to a few sound bites... Luckily, for me, I don't do secondary market and simple regulated banks are much less concerned about obtuse interpretation of so-called "rules" that no one seems to be able to identify the source of the rule.

A Christian female gym teacher....
Now that's a woman suffering from an identity crisis....

while dabbing the tears with hundred dollar bills.

 

[Terrel L. Shields]

'Walking distance' is among the list of terms that are considered to be subjective... And it is. Can you walk as far as I can?

Is it more "subjective" than describing the condition of a property? Estimating the "observed effective age"? Or, using terms like "similar", "common", "no observed environmental defects"? Perhaps, quoting the owner is subjective? I recently had a tax card that does not show the borrower and the seller was a mortgage company. I had called him and he said he gave $22,500 for the lot from the mortgage company, but when pulled up the deed, the first deed was a sheriff's sale for $25,000, then the next was the mortgage company sale to the current owner, and the sale price was written on the deed and was $21,200...in any event, below market but isn't "below market" subjective opinion of the appraiser? In a town with few sales, and mostly smaller lots, there is no quantitative way to calculate a value for a lot - you are working with ranges of value... Oh, "range" another ill-quantified property of real estate?

Perhaps one could say the property lies within "the walking distance of the average 65-year-old with no prior issues walking the one-mile trail in the city park". Often, we do not know what we do not know. If you drove past my house, you'd see a fire hydrant about 400 yd. from my home. Guess what? It's a clean out - looks like a real fire hydrant. But if a pumper hooked to it, they'd suck the 2" water line in and collapse it. Much of what we do is subjective and not uncommonly wrong. Tiddling over mindless piffle seems to be the whole focus of secondary market regulators.

 

[ucbruin]

Perhaps @DWiley can show us where that's unacceptable. I mean seriously, they've put up so many words as "not acceptable" our very language is compressed to a few sound bites... Luckily, for me, I don't do secondary market and simple regulated banks are much less concerned about obtuse interpretation of so-called "rules" that no one seems to be able to identify the source of the rule.

while dabbing the tears with hundred dollar bills.

& tithing too....
I'm sure....
Tithing on the net or gross....
My ex father-in-law said tithe on the net....
My ex mother-in-law said the gross....
Guess which in-law was the "stay at home" parent....

 

[djd09]

A Christian female gym teacher....
Now that's a woman suffering from an identity crisis....
AMEN....

you perverts better check between her legs to make sure...praise allah

 

[sputnam]

You can have your own opinion about things like 'walking distance'. We all do. As an appraiser, you are paid to provide your opinion of value. Not your opinion of how far is a reasonable walking distance. At least some Lenders have identified 'walking distance' as an overly subjective term... to be avioided in reporting your appraisal. All you have to do is say something like 'The subject is located 1/2 mile from...'. If you are going to work for Lenders that don't want you to use certain terms in your report then, you won't use those terms... or you will spend a lot of time revising your reports.

 

[Tom4value]

You can have your own opinion about things like 'walking distance'. We all do. As an appraiser, you are paid to provide your opinion of value. Not your opinion of how far is a reasonable walking distance. At least some Lenders have identified 'walking distance' as an overly subjective term... to be avioided in reporting your appraisal. All you have to do is say something like 'The subject is located 1/2 mile from...'. If you are going to work for Lenders that don't want you to use certain terms in your report then, you won't use those terms... or you will spend a lot of time revising your reports.

This is a peave of mine because I got called on this. I can see, “driving distance”. You ask 100 people from across the country what a reasonable “driving distance” is and you will get 101 different answers. However, there is very little range for walking distance.

Still…you are 100% correct. They wanted a distance, it is a reasonable request, I changed it to, “1/8th mile East”.