One more nail in the coffin...

[sputnam]

I like Danny. Remember Danny is an employee. I don't know him personally and have never met him. He was in private practice a long time like some others I know.

I never have got the truth why he left private practice. LOL

I was just thinking he might be better off going to private practice again.

Maybe because it's really none of your business why he left private practice... unless he chooses to tell you. There are a lot of reasons why someone might leave private practice... one could be that to be successful as a private practioner.. you need to be a good salesman as well as a good technician. Not everyone has both skill sets.

 

[Zoe]

Maybe because it's really none of your business why he left private practice... unless he chooses to tell you. There are a lot of reasons why someone might leave private practice... one could be that to be successful as a private practioner.. you need to be a good salesman as well as a good technician. Not everyone has both skill sets.

I asked him if it was one reason and he stated no that was not it. It is none of my business. You got that right.

I think he was very successful in his practice. I can't remember what reason I asked. I asked if it was AMCs or something similar and he said no.

 

[Zoe]

Danny is a mentor in TN like Mike Orman was in TN. Mike Orman did leave a very successful practice due to AMCs. Mike Orman fought separation of fees hard for NAIFA. Appraisers were not united. Independent fee appraisers lost that battle. Mike Orman said the large bank offered him a position he could not refuse. His wife lived there too and she is a big political advocate for independent appraisers.

It was dual reasons for MIke. His wife lived there and AMCs.

 

[Elliott]

I don't know if there is a correlation between 'going to hybrids' and FNMA's remarkable, astounding increase in value, going from a 50-cent stock to $7-buck chuck, or a X14 increase (after all, Nvida is only X4 in the last year). Now it has a cap value of $8 Billion and it is a annual cash cow of $24 Billion. The only problem it is holding $3 Trillion in Debt thanks to the US tax payer. Freddie has the same problem. Yesterdays news was about finding $2 Billion in gold bars. I hope Musk and DOGE inspect the quasi-GSEs. Strange that its increase doesn't make the news.

 

[Zoe]

I don't know if there is a correlation between 'going to hybrids' and FNMA's remarkable, astounding increase in value, going from a 50-cent stock to $7-buck chuck, or a X14 increase (after all, Nvida is only X4 in the last year). Now it has a cap value of $8 Billion and it is a annual cash cow of $24 Billion. The only problem it is holding $3 Trillion in Debt thanks to the US tax payer. Freddie has the same problem. Yesterdays news was about finding $2 Billion in gold bars. I hope Musk and DOGE inspect the quasi-GSEs. Strange that its increase doesn't make the news.


View attachment 96932

I don't know. Danny probably knows. I don't. He may not know. Being an appraiser, he is a little bit down the ladder.

Elon knows. Elon knows everything.

 

[Non Sequitur]

Pretty good blog post about an alternate reality where Fannie and Freddie tried to involve appraisers in appraisal modernization:

Alternate Reality: What if the GSEs Tried with Appraisers? | ValuSight Consulting

Thinking about how salesmanship could (?) have made things better...or not.

beyondthevalue.com

"Instead, the language and decisions of the GSEs make clear that they see the appraiser as someone tolerated in the near term as they effort to reduce – or eliminate – them over a longer time horizon. While the right things are said on occasion, the long arc of actions and statements indicate something else entirely. That no one at Fannie or Freddie thought to better sell these ideas to appraisers exposes a major blind spot (or willful ignorance) to an audience who, at the very least, deserved a better effort to be wooed."

 

[Zoe]

Pretty good blog post about an alternate reality where Fannie and Freddie tried to involve appraisers in appraisal modernization:

Alternate Reality: What if the GSEs Tried with Appraisers? | ValuSight Consulting

Thinking about how salesmanship could (?) have made things better...or not.

beyondthevalue.com

"Instead, the language and decisions of the GSEs make clear that they see the appraiser as someone tolerated in the near term as they effort to reduce – or eliminate – them over a longer time horizon. While the right things are said on occasion, the long arc of actions and statements indicate something else entirely. That no one at Fannie or Freddie thought to better sell these ideas to appraisers exposes a major blind spot (or willful ignorance) to an audience who, at the very least, deserved a better effort to be wooed."

Yeah and Danny works for one that also supports AMCs. Separation of fees on truth in lending disclosures would have changed the whole landscape.

 

[Zoe]

You do understand who butters your bread is the boss.

 

[glenn walker]

Zoe knows Chopra got fired ?

 

[Non Sequitur]

Down the rabbit hole again, UAD 3.6 requires the subject's and comp HERS ratings. You can guess or at least search these two links (you can bet reviewers will):

Green Building Registry

The Green Building Registry (GBR) is a data solution that provides the most accurate green/energy efficiency data about a home at the time of sale.

us.greenbuildingregistry.com

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