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Resume on Residential Reports.

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I also include a drug screening, stool sample, urine sample, a DNA sample, a background check, and a video of my last colonoscopy
 
mikeinpittsburgh said:
I also include a drug screening, stool sample, urine sample, a DNA sample, a background check, and a video of my last colonoscopy
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:rof: :rof: :rof:

And the one with the best looking colon gets all future "business"
 
Marion Rhodes said:
Resume on Residential Reports.

I see that some AMCs are asking for resumes to be attached to residential reports.

I never had a problem with doing so on commercial reports, however, my contention is that your resume is your personal information, it is not subject to USPAP or Lending Guidelines and Residential reports just seem to get more mileage than commercial ones.

So I’m thinking I might not want my resume to be flying around the globe to the cheapest, fastest reviewers or monkeys.

But then again, this might be the opportunity to write that 20 page resume that includes everything I have ever done, every class I’ve ever taken, every skill I have from changing oil in the car to rabble rousing.

What say you? Tell them to pound sand ....or give them more than they ever wanted?

Should we blindly publish who were are and what we have done in the name of validating a residential report? Or tell them to pound sand?
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I will say this, anyone that attaches their resume (or/and their e + o insurance in some cases) like some clients request is a complete idot. With your resume and license in a report, you have just giving someone else your identity and qualifications to produce bogus reports using your name.

I have seen stories such as a mortgage broker making his own bogus appraisals with some appraiser's license and resume. I have a friend who lost his license because some random person got a copy of one of his appraisals from a trash can and took out the resume and license that was attached to the report and opened up his own bogus appraisal shop. After doing about 200 appraisals and lenders filing complaints with the licensing board my friend got a summons to appear in front of the licensing board. My friend had no idea what was happening to him, so when the board showed him the appraisals he said he never did them and that the appraisal where done in a county 700 miles away from his office. The board didnt believe him because the fake appraiser had gotten my friend's signature off of the appraisal he got from the trash and made a stamp with the exact same signature as my friend. He lost his license and later the FBI discovered the fake guy and caught him and put him in jail. But that didnt help my friend any, cause he still lost his license and wouldnt matter if he got it back because his was blacklisted on so many lenders list because of the fake appraiser no lender would take his appraisals. He lost his home and filed bankruptcy and never recovered from the identy theft. His wife left him, he couldnt find a job is now driving a cab and homeless.

So if you think attaching your resume' to your reports is a good idea, your an idot. I only attach my license to mine, anything else I will send separately to the lender and tell them to keep it on file. I will NEVER put a resume or qualifications or other personal info on my reports. I also dont put any real street address on my reports, I use my PO box. Sure some people may have been doing it for years and nothing happen, but why take the risk? Once someone steals your identity your SCREWED forever. This also happen to another friend of mine but it was a trainee that got fired that opened his own shop with my other friend's license and resume. He got caught but the damage he did was pretty bad, my friend got black listed on many lenders lists.
 
Thanks Bruce.

I have been pleading with appraisers to also not attach their signature for the "one time use" of the AMC that is in INDIA. Before they wind up buying cars in foreign countries.

Identity theft.

Think about it.
 
Bruce Marcom said:
I will say this, anyone that attaches their resume (or/and their e + o insurance in some cases) like some clients request is a complete idot. With your resume and license in a report, you have just giving someone else your identity and qualifications to produce bogus reports using your name.

I have seen stories such as a mortgage broker making his own bogus appraisals with some appraiser's license and resume. I have a friend who lost his license because some random person got a copy of one of his appraisals from a trash can and took out the resume and license that was attached to the report and opened up his own bogus appraisal shop. After doing about 200 appraisals and lenders filing complaints with the licensing board my friend got a summons to appear in front of the licensing board. My friend had no idea what was happening to him, so when the board showed him the appraisals he said he never did them and that the appraisal where done in a county 700 miles away from his office. The board didnt believe him because the fake appraiser had gotten my friend's signature off of the appraisal he got from the trash and made a stamp with the exact same signature as my friend. He lost his license and later the FBI discovered the fake guy and caught him and put him in jail. But that didnt help my friend any, cause he still lost his license and wouldnt matter if he got it back because his was blacklisted on so many lenders list because of the fake appraiser no lender would take his appraisals. He lost his home and filed bankruptcy and never recovered from the identy theft. His wife left him, he couldnt find a job is now driving a cab and homeless.

So if you think attaching your resume' to your reports is a good idea, your an idot. I only attach my license to mine, anything else I will send separately to the lender and tell them to keep it on file. I will NEVER put a resume or qualifications or other personal info on my reports. I also dont put any real street address on my reports, I use my PO box. Sure some people may have been doing it for years and nothing happen, but why take the risk? Once someone steals your identity your SCREWED forever. This also happen to another friend of mine but it was a trainee that got fired that opened his own shop with my other friend's license and resume. He got caught but the damage he did was pretty bad, my friend got black listed on many lenders lists.
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Dear Bruce,

I include a "Statement of Qualifications" and a graphic of my state certification in every appraisal. So I must be one of the idiots mentioned in your post.

The story of your friend's dilemma raises some questions. Did he represent himself before the board or did he hire an attorney? Is his work so vanilla and indistinguishable from that of his peers that the board could not tell the difference between his work product and that of the forger?

An observant reviewer can tell who's work he is viewing based on nothing more than content, word use, presentation and et cetera. But of course, this becomes more difficult to do if the author of the work was just form-filling.

There is always the risk of crossing paths with someone of evil intent, but those are the exceptions, not the rule.

I don't know why your friend lost his license but if he was innocent, he obviously did not mount a proper or potent defense.
 
For your typical mortgage lending assignment, I really don't see the point, we are lucky enough if they actually take the time to read the report itself, let alone including stuff like this. Of course my reports are 25-30 pages without it, so I know it gets to the point where stuff like this doesn't even get looked at.

Now legal type assignments, or even high dollar residential, I could see the point, there you have a different audience.

For your average run of the mill assignment, I'd much rather the client have all this info in a separate file for identity thief concerns. Calvin, yes they should be able to look at the difference in reports to see who did what work, but if they have a witch hunt mentality, we have seen how that works, to h*ll with the facts.
 
I'm just curious. How many other professions do you know of that you are requested to attach your resume to each job you do.
Lawyer, truck driver, doctor, nurse, gardener, security guard, underwritter, broker, real estate agent??? If you know of any please post.
I have had this request and have never done AMC work as a licensed or certified appraiser. I always send it (it is the only info you can't readily download from my website) but this thread has made me think, shouldn't we be the ones asking for their resume?:shrug:
 
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