Jeff, I too was recently posed with the samples issue when visiting a local bank. Their policy requires that the branch bank officer look over some reports, fill out an intra-company form with comments of that "review" process, and send that form to home office. This V.P. assured me that my reports would not leave her desk, she xpects I may have to black-out some parts and that would be o.k. While I have not given samples for over 3 years I did in the last week receive verbal consent from one client that it was "o.k." to submit a report or two I did for them, with discretion and doing the black-out thing of key elements, and recovering the reports when their "review" is completed. While preferring not to submit "ugly" report(s) I may now consider formally doing a full appraisal on my own home, with all the facts and details and comps and a conclusion to current market value as of May, 2002. One of my first sketch practice tasks was doing my 2-story house. I guess it's now time to insert that data into a formal report. I have no problem sharing the facts about my home and a current valuation. I could print it up for any other client request. I could even "update" it every 6 months with new, very local and recent sales of other 2-stories just like mine. That would be very easy to do in my suburban neighborhood. I will have a current valuation, and they get their sample. I wonder if I could be considered as biased and pumping-the-value on my own home ! ? LOL. Anybody else appraise their own home for the purpose of samples ?