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I just hope reviewers see the signature of Fernando and knows it's a sign of excellence. :clapping:
It's a pity but I am afraid "Checkbox Charlie" will always have his eye on the great Fernando. At least until the "Statute of Limitations" has passed.:rof:
 
Where you get the definitions. It can't be right for sd. You made it up?
Fernando, please contact a peer appraiser to help you navigate UAD standards. Or at the very least actually read the document.

I've attached a pdf to this post for you to download. Also, here is a link to FNMA UAD website.
 

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