J Grant
Elite Member
- Joined
- Dec 9, 2003
- Professional Status
- Certified Residential Appraiser
- State
- Florida
Conventional loanAs I understand the new CA rule, it WOULD be legal, as state regs supersede local zoning ordinance. I'd personally check the 'legal' box, and then explain what the new regs do - as not everyone is from CA, and not everyone knows about the new regs...
-Zoning is 1 family res
-Planning approved the construction of 3 ADUs on a .15 acre lot. They specifically say it is permitted as multiple adus.
Above from the first post by OP
I do not live in Cali but the OP does and they are questioning it because, per what they posted, it is planning approved construction of 3 ADU's. It does not say planning approved it as a multi family I still fail to see how it is a legally zoned multi family even with the new regs?
What is legal is a SFR with 3 ADU's. Which is terrific, but disqualifies it for a fannie loan for a residential property. That is why the lender is saying "put it on the 1025 form. ".