Should I turn this in?

[Ca Ar Independent]

I have a 2055 drive by report done by a Certified, that states in the report that the client does not require original exterior photos, so he states that he did not drive by any of the comps.
SAYS IT RIGHT IN THE REPORT.

This was done for and AMC. So tell us again Doc Manhattan, how AMC's catch mistakes that appraisers make?
Sure you can catch "mistakes" like St. vs. Street, but a major USPAP violation? LOL.

I don't think the intent here is to "slam" anyone. The OP was rather vague in the original comment that he/she "had" an appraisal done by someone else. The rest of us assumed he/she was doing some form of review which is why they took the thread seriously. I've had people ask me to "take a look at" appraisals done by someone else (often through an AMC) and tell them "what I think". As far as turning someone else in, this is a pretty serious step and I agree with the others that you should be certain that there was an actual violation prior to taking any such step. I would not do it. (the original question).

 

[CANative]

Client assignment conditions:

Don't drive by the subject or comparables. Use the FNMA 2055 form. This is for in-house use only. We're used to the 2055 format so this is what we want the appraisal reported on.

Acceptable assignment conditions?

Yes or No question.

 

[Roy Courtney]

OP: Should I turn this in? Answer = No.

Just reviewed one a couple of weeks ago. Appraiser stated "the most weight was given to Comparable Sale #5". Problem is there was NO COMPARABLE SALE #5 in the report! The comparable sales map showed a comp #5 and a comp #6! Report what you find in the review to the client and move on. Review the appraisal, not the appraiser! This client keeps this appraiser on the panel even though this is not the only "poor" report previously prepared. The client knows and does not care, I do not either!:new_all_coholic: