Should I turn this in?

[BRCJR]

Who said this was a review?

Your comment:

I have a 2055 drive by report done by a Certified, that states in the report that the client does not require original exterior photos, so he states that he did not drive by any of the comps.
SAYS IT RIGHT IN THE REPORT.

My comment:

"You" have "reviewed" another’s work, thus created the "review status" of the appraisal report and posted upon it. You also asked, "Should I turn this in"?

What would spur that question unless "you" have "reviewed" the report?

Why would you consider (or even ask if you should) turning someone in unless you have "properly reviewed" the work product and find it to be questionable and in violation of regulations?

To what level of review you have performed, I do not know. But you have "reviewed" the report.


Appraisal Review is the act or process of developing and communicating (which you have done) an opinion about the quality of another appraiser's work that was performed as part of an appraisal, appraisal review, or appraisal consulting assignment.

 

[Major Major]

Your comment:

I have a 2055 drive by report done by a Certified, that states in the report that the client does not require original exterior photos, so he states that he did not drive by any of the comps.
SAYS IT RIGHT IN THE REPORT.

My comment:

"You" have "reviewed" another’s work, thus created the "review status" of the appraisal report and posted upon it. You also asked, "Should I turn this in"?

What would spur that question unless "you" have "reviewed" the report?

Why would you consider (or even ask if you should) turning someone in unless you have "properly reviewed" the work product and find it to be questionable and in violation of regulations?

To what level of review you have performed, I do not know. But you have "reviewed" the report.

Just admit that you made an incorrect assumption and move on. You're splitting hairs to try to save face.

 

[Mountain Man]

It's been said many times, but you'll find nothing in USPAP about inspecting the subject, sales, or any lease comparables. That is a Scope of Work issue. However, if using the Fannie/Freddie forms, the pre-printed SOW says the appraiser drove by the comparable sales. Therefore, that part would have to be redacted, easily completed with a strike out or line through that part in Adobe editor. You could even use the old 704 form for a drive by as long as you add the necessary addenda to make it USPAP compliant. Once a form is published by Fannie/Freddie, it doesn't "expire". The appraiser just has to make sure they are current in their knowledge of USPAP and state laws.

 

[BRCJR]

Just admit that you made an incorrect assumption and move on. You're splitting hairs to try to save face.

So you did not review this appraisal report, but consider turning someone in?

Maybe I did make an improper assumption...I would assume you reviewed the report before you would consider turning someone in.

My bad.

 

[TJSum]

USPAP doesn't require that you drive by the comps. The SOW that the appraiser and client agree upon sets that standard or not. The pre-printed verbiage on the form may be problematic, but the form could certainly be over ruled by the client, although I would likley hesitate to use it in this case just for that reason.

I agree with Rex. The real USPAP violation is not driving the comps and using original photos when the client expects this to be done. How many appraisers out there use MLS photos and do not disclose, that is the real problem. Under the circumstance you presented, the MLS photos were agreed upon in the SOW. It seems you have an agenda towards the appraiser and not the actual report itself, which always causes a problem, to the "review". It might not be an official review assignment, but you are reviewing this appraisers work on your own, and there appears to be an agenda.

 

[Major Major]

I agree with Rex. The real USPAP violation is not driving the comps and using original photos when the client expects this to be done. How many appraisers out there use MLS photos and do not disclose, that is the real problem. Under the circumstance you presented, the MLS photos were agreed upon in the SOW. It seems you have an agenda towards the appraiser and not the actual report itself, which always causes a problem, to the "review". It might not be an official review assignment, but you are reviewing this appraisers work on your own, and there appears to be an agenda.

Nope, no agenda. I'm just sick of shoddy work and appraisers taking short cuts, while those of us trying to stay on the straight and narrow get the short end of the stick.
I don't know this guy, have never heard of him. This is why I posed the question here, to my peers, to see what they thought of someone who would do this. And quite frankly, I'm surprised by the opinions, especially after a couple of other recent threads I've read here on similar topics.

But thanks to a couple of you for reminding me why I've avoided this place for so long. Nothing changes. No one can ask a question here without being berated or having their competency called into question.

 

[Mark K]

No one can ask a question here without being berated or having their competency called into question.

It may be that some appraisers are aware of the problems that you can cause by turning in someone, especially with little or no cause.

A conflict between a pre-printed form and the agreed upon scope of work is a rather petty excuse to turn someone into the state. I hope you have more than that and I think you'd probably hope that someone else had more if they were to turn you in.

Before you sign your name to a complaint, you might have some review your "non-review review".

 

[Major Major]

It may be that some appraisers are aware of the problems that you can cause by turning in someone, especially with little or no cause.

A conflict between a pre-printed form and the agreed upon scope of work is a rather petty excuse to turn someone into the state. I hope you have more than that and I think you'd probably hope that someone else had more if they were to turn you in.

Before you sign your name to a complaint, you might have some review your "non-review review".

Oh FFS, THIS IS WHY I ASKED FOR AN OPINION FROM MY PEERS.

I didn't turn the guy in for the record. But again, I'm quite surprised by the opinions here.

Anyway, why are you digging up a week old thread, and adding NOTHING to the conversation that hasn't be stated already? Let. It. Go.

 

[Michigan CG]

It may be that some appraisers are aware of the problems that you can cause by turning in someone, especially with little or no cause.

A conflict between a pre-printed form and the agreed upon scope of work is a rather petty excuse to turn someone into the state. I hope you have more than that and I think you'd probably hope that someone else had more if they were to turn you in.

Before you sign your name to a complaint, you might have some review your "non-review review".

The point is the appraiser agreed to a SOW work by signing a report that states they did drive by the comparables. Many appraisers who do the job correctly are tired of the idiots who cut corners at every given chance.

I share the OP's frustration over corner cutting skippy. Appraisers (and all people) should say what they do and do what they say.

 

[AnonApprsr]

I disagree with the holier-than-thou appraisers here. Call the guy up, let him know that there is a pre-printed SOW on the form. Move on in life.