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Simple Research.and this Forum!

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Patti Jury

Senior Member
Joined
Mar 23, 2002
Professional Status
Licensed Appraiser
State
Colorado
I am coming from a somewhat frustated situation. So please understand.

I have noted that several recent posts on this forum relate to questions that can be EASILY answered by doing some very basic and simple research. My GOD the internet is full of answers if one takes the time to explore.

As "Appraisers" part of our job is to investigate, explore, and find anwers to questions we may have. Recently however I have found on this forum...it is easier for some to ask a simple question and expect a perfect answer...then get upset and whiney if they get blasted for asking.

So I ask this question...

When you pose a question to this forum...and you have done NO research ahead of time..
What really do expect from this forum?

I recently had a situation of a niece that was missing overseas. I spent countless hours searching on the internet of avenues in which to find her. WE FOUND her through those countless hours.

I have no problem with folks asking questions here...but it appears to that we are getting some lazy *** appraisers looking for easy solutions to some very BASIC issues.

If I offended anyone..than good...you may need to be offended! You might learn something.

If I did not offend...than good...you understand!
 

TC

Elite Member
Gold Supporting Member
Joined
Jan 31, 2002
Professional Status
Certified Residential Appraiser
State
Pennsylvania
So, Patty, How do I get on the FHA approved appraiser list? :cool:
 

Restrain

Elite Member
Joined
Jan 22, 2002
Professional Status
Certified General Appraiser
State
Florida
Some appraisers are, to put it bluntly, poorly trained by their mentors, and relatively new to the professions. They run into issues that they really have a problem analyzing due to the lack of background, and I don't mind providing at least some guidance.

This is directly related to the decline of the industry since licensing. Before licensing, you had the NAREA, the SREA, and the ASA. Each had a strong educational core, and each were recognized by the lenders as leaders in the industry. If you wanted to work with the big boys, you had to get your designation.

Then came Licensing, MBS and the offloading of risk. The S&L was gone. The Bank didn't hold the notes any longer. The main player became the MB, and they knew they could offload the loan and disappear if something went bad. So, you had a glut of appraisers with minimal education, other appraisers recognizing that there was very minimal risk to running a trainee farm, and a recognition that the way to survive was to make the deal. So all these new appraisers have been taught the bare minimums of how to appraise.

I applaude an appraiser who recognizes that he/she needs help. I find it sad that they do not have local mentors to ask, or who will give a valid answer.

So, to those here on the forum, remember that you are having to replace the mentor, the educator, the experienced professional that should have been teaching the inexperienced appraiser in the first place. At least the appraiser has the sense to ask.
 

Patti Jury

Senior Member
Joined
Mar 23, 2002
Professional Status
Licensed Appraiser
State
Colorado
So, Patty, How do I get on the FHA approved appraiser list? :cool:

See TC.. that is what I am talking about...You can't even spell my name right and you expect an answer to your question...you big goof...:rof:
 

Ray Miller

Elite Member
Joined
Feb 20, 2002
Professional Status
Licensed Appraiser
State
Wisconsin
Patti,

I like the research, having been in Equine Science for years and the locomotion of the horse with it complete system and all the subsystems that make up a horse a lot of research was necessary to bring them to soundness.

So researching answers to appraisal problem is enjoyable work for me. It also helps to keep a failing mind a bit sharper then it would be otherwise.

Most of the questions I post; I have researched the answers and found some of them or figured them out. I post to see what other appraisers would do with similar problems.

Some of my posts are FYI and some are vent or looking for some to agree with me.

I understand what you are saying as I also see some simple basic questions that could be answered with referring to one of many text books and information books an appraiser should have.

But when I lectured in the past at colleges, universities, saddle clubs, horse shows, equine clinics, horse fairs and different equine events. I have never considered a question from someone dumb, stupid or it didn’t need to be asked. For the simple fact that many people have not learned the skills to research, study and find answers to questions. There fore if I can aid them with an answer I will do so, but a lot of the time I will also give them reference points, books, scientific papers, the Agra-Cola network to continue their research for additional information to their question (s).

My self I try and read the majority of questions and answers at this forum, the NAA forum and the Farriers Forum. I am still learning.
 

Chelley Bahner

Sophomore Member
Joined
Sep 26, 2006
Professional Status
Licensed Appraiser
State
Colorado
Umm, most people I see getting attacked are newbies. They probably happened upon this site by doing exactly what you're saying, surfing the internet for answers. A question may seem dumb or simple to us, but things we take for common knowledge now, well, we had to learn it somewhere along the way, didn't we?

When you were looking for your niece, didn't you go the simple route by making phone calls and asking people where she was before you really had to dig? Isn't that essentially the same thing?

What do you come here for if not to find answers to questions? Do you come here just for argument's sake?
 

TC

Elite Member
Gold Supporting Member
Joined
Jan 31, 2002
Professional Status
Certified Residential Appraiser
State
Pennsylvania
Sorry, Pattie, won't happen again.

Let's get serious for a second, OK, that's long enough.

I swear, the next person that can't determine if it's a condo or a PUD I'm gonna hunt down and break his Disto. That is Appraisal 101.

Mr. Strahan makes a valid point that due to licensing there is less emphasis on education. I would also add that due to the economics of the business it's rare that a trainee can work in a 6-7 man office and learn from different individuals. That's how I did, for better or worse. :)

TC
 

Patti Jury

Senior Member
Joined
Mar 23, 2002
Professional Status
Licensed Appraiser
State
Colorado
Patti,

I like the research, having been in Equine Science for years and the locomotion of the horse with it complete system and all the subsystems that make up a horse a lot of research was necessary to bring them to soundness.

So researching answers to appraisal problem is enjoyable work for me. It also helps to keep a failing mind a bit sharper then it would be otherwise.

Most of the questions I post; I have researched the answers and found some of them or figured them out. I post to see what other appraisers would do with similar problems.

Some of my posts are FYI and some are vent or looking for some to agree with me.

I understand what you are saying as I also see some simple basic questions that could be answered with referring to one of many text books and information books an appraiser should have.

But when I lectured in the past at colleges, universities, saddle clubs, horse shows, equine clinics, horse fairs and different equine events. I have never considered a question from someone dumb, stupid or it didn’t need to be asked. For the simple fact that many people have not learned the skills to research, study and find answers to questions. There fore if I can aid them with an answer I will do so, but a lot of the time I will also give them reference points, books, scientific papers, the Agra-Cola network to continue their research for additional information to their question (s).

My self I try and read the majority of questions and answers at this forum, the NAA forum and the Farriers Forum. I am still learning.

Ray M...could not agree with you more...but I qualify my question with those that are looking for a simple solution and have done no research. I am much like you...the joy of my job comes from the research! I ask when I NEED to ask...
 

ZZGAMAZZ

Senior Member
Joined
Jul 23, 2007
Professional Status
Certified Residential Appraiser
State
California
I asked a question yesteday about the FHA follow-up inspection for lead based paint hazards, and the first or second reply took me to a source that I should have already known, but I didn't, and resulted in an entirely new understanding of the issue that I applied within 12 hours. On one hand I was very embarrased that I had the wrong perspective--although I participated in several previous similar threads concerning CB3-CB4 and don't recall anybody giving a definitive answer.

One of the drawbacks of our industry is that the mentor-trainee relationship is relatively exclusive and the trainee obtains a single perspective.

The Forum is a godsend and I've taken as much crap as anybody ever for my posts, but it is a good as pecan pie & ice cold milk...
 
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