they most certainly do need your permission to copy and use your data. when this was first sent out they went so far as to explicit state (in promotional material or perhaps another way, i forget) they do not copy the data of appraisers who use alamode software, just those who use smartexchange. they need your permission to use the photos that are part of your data, and in some cases the appraisers do not have that right to give if using a 3rd party for them like MLS.
what exactly do you think they should be charged with that requires proof?
you think the corporation follows ethics? if you want to use the program you not only have to give up all of your confidential appraisal information (oops!) you have to pay to use the data that another appraiser gave them, for free, and you don't pay the other appraiser. if you are supplying the data you should not be charged to use the data, or at worst a one time (or even annual) fee like they do for flood maps or any of the other add-on programs they offer.
i agree, everyone is afforded the luxury of believing what they want to in america.