This is a pretty niffty detailed chart for finding time adjustments, we are done.

[Mike Ault]

I heard others were decline/got rid of. During recession, my line of credit was left opened.
AI must be doing their job well knowing who were credit worthy.

Your saying the computers did a good job of predicting credit worthiness during this period?

Question: How much did the 2008 market crash cost?

Answer: Between 2007 and 2009, U.S. households lost over $16 trillion in net worth, the value of the stock market fell by half, and unemployment reached 10% as the crisis turned into the Great Recession..

How much did the 2007 2008 financial crisis cost the world economy - Google Search

 

[Tom D]

The feds knew that the 2008 market was going to crash a year before it did. They admitted it. But did they start rising the rates slowly at the point they realized a big problem. No, they never do. The savants over there never seem to get it right. They are totally to blame with the help of banksters. Hey, it's a protected class, banksters and the fed.

 

[Doug Bennett]

Beginning in February 2025, appraisers will be required to provide support for time value adjustments for comparable sales (comps) and market conditions—and also include an illustration of the methodology used.

If we can have a program that says and does this and puts in the numbers, life gets easier. If you have to figure out yourself all this and write it, no extra pay for extra time spent. Also, this is showing you that fannie has the program to burn you. And of course, their avm will have this. Another domino falls to end of appraisers.

View attachment 94533

Are these changes a function of price per sq ft? If not, how do you know that it was changes to the market or changes as a function of location, amenities, etc??