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This is probably none of my concern but.

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Caitlyn Stuart

Junior Member
Joined
Aug 9, 2002
Professional Status
Certified Residential Appraiser
State
Pennsylvania
An appraiser in another part of the state is running a satelite office in my area. Under normal circumstances this would not be a concern except the individual that is doing the inspections in my area is not a licensed appraiser but is portraying his/her self to be another individual.

Should this be brought to the attention of someone or just ignor what I know?
 
There is not enough info. What they are doing may not be illegal. Are the reports for a FRT? Is the person doing the inspections a sales agent or broker? A guy I know is a broker in PA and, according to him, he can work as an appraiser in PA because of it.
 
Please make sure you have your facts straight and then notify your board! I understand brokers can act as appriasers in PA for non-federally related appraisals. Is that true?
 
but is portraying his/her self to be another individual.

Are they impersonating and assuming the identity of another in order to commit fraud? How do you know that and what evidence do you have? Unless you have irrevocable proof of the impersonation I would let it go unless you have to much time on your hand.

I understand brokers can act as appriasers in PA for non-federally related appraisals. Is that true?

I could be wrong, but I always thought that no one could legally identify themselves as an appraiser unless they where licensed as an appraiser by the State.
 
An appraiser in another part of the state is running a satelite office in my area. Under normal circumstances this would not be a concern except the individual that is doing the inspections in my area is not a licensed appraiser but is portraying his/her self to be another individual.

Should this be brought to the attention of someone or just ignor what I know?

If you have verifiable evidence that you can present to your state's licensing agency, yes, do take action...today!
 
the individual that is doing the inspections in my area is not a licensed appraiser but is portraying his/her self to be another individual.
Any individual who is protraying themselves as someone else is committing a fraud and is misrepresenting themselves. If you know the actual names of the individuals, then you should request the state to investigate it. The only way to catch them however may be to have someone hire the appraiser and see who really shows up and who really signs off on the report.... really.
 
Are they impersonating and assuming the identity of another in order to commit fraud? How do you know that and what evidence do you have? Unless you have irrevocable proof of the impersonation I would let it go unless you have to much time on your hand.



I could be wrong, but I always thought that no one could legally identify themselves as an appraiser unless they where licensed as an appraiser by the State.


Not so in Wisconsin. You can not represent your self as a Licensed appraiser, Certififed Appraiser, or CG. But you can call your self an Appraiser. No Licensed required here to appraised anything but FRTs.
 
We need some consistency in state laws and regulations. The AQB and the ASC should work togerther to get standardization so that confusion between states does not exist. All states should be mandatory states irregardless of value or purpose of the appraisal!
 
We need some consistency in state laws and regulations. The AQB and the ASC should work togerther to get standardization so that confusion between states does not exist. All states should be mandatory states irregardless [TC rides again] of value or purpose of the appraisal!
The problem is that the federal law does not want to impose national regulation. There is enough hue and cry over unfunded mandates. The problem lies with the "appraiser" as a definition. There are dozens of kinds of 'appraisers', most whom are not regulated nor need to be. Residential Appraisers should be called something beside "appraiser"....home sales valuer, whatever. RE agents appraise. Brokers appraise. Insurance adjusters appraise. The term is too generic. Therefore, there are caveats in every state. Mine allows brokers to value estates..estates that often include both personal and real property.

We are a divided "Nation". A nation of appraisers who swear to abide by the traditions and caveats of "appraising". But we cannot even agree to use the 3 approaches. Somehow the income approach is simply swept under the rug. The Cost App. isn't any good because somehow appraisers who can adjust for age in the sales approach cannot figure out how to estimate "effective" age to arrive at depreciation...or cannot figure how what the lot contributes to value...??? gimme a break...

Unless I misread the thread starter, the issue is that someone is holding themselves out as someone else. That is fraud. period. no matter how good the report is or why they would do so.
 
Fraud?

Any individual who is protraying themselves as someone else is committing a fraud and is misrepresenting themselves. If you know the actual names of the individuals, then you should request the state to investigate it. The only way to catch them however may be to have someone hire the appraiser and see who really shows up and who really signs off on the report.... really.

Exactly Terrel.......... I know of both of these individuals. They are father and son. Son is licensed - father is not. I was present at the home inspection of a friend - son was the one the appraisal was assigned to - father did the inspection - report was digitally signed by son.

I've aware of other instances where these two are portraying to be the same office and/or person.

I did advise one lender - did not seem to care.
 
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