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Tree Very Close To The House

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suzy70

Sophomore Member
Joined
May 23, 2008
Professional Status
General Public
State
Utah
We are appraising a home with several trees within a couple of feet from the house. The home has a slab foundation, no basement. The trunks of the trees are not touching the foundation but the branches touch the house and extend over the roofline. There are no observable signs that the trees have damaged the foundation. Do we need to condition for removal of the trees (it's not an FHA appraisal) or just disclose that there are trees close to the house and let the lender decide? Thanks
 

gregb

Elite Member
Joined
Sep 3, 2011
Professional Status
Certified General Appraiser
State
California
In high fire zones, local fire department enforces fire hazards, including trees and brush too close to homes.
 

Mike Kennedy

Elite Member
Joined
Sep 28, 2003
Professional Status
Certified Residential Appraiser
State
New York
Above grade branches often (depending on the type of tree) mirror below grade roots which can undermine slab foundations.
 

Obsolescent

Senior Member
Joined
Jul 6, 2004
Professional Status
Certified Residential Appraiser
State
Minnesota
You simply note that there are a number of trees close to the home, take pictures and note if it impacts its marketability and/or value. Let the underwriter decide what to do with the trees...they're the ones that should be calling for further inspection.

If its FHA then it may be a safey/structural issue and same...you call it out and let the underwriter decide if its worth their while.
 

suzy70

Sophomore Member
Joined
May 23, 2008
Professional Status
General Public
State
Utah
Above grade branches often (depending on the type of tree) mirror below grade roots which can undermine slab foundations.

That's exactly what we were thinking. In our opinion it's best to disclose it to the lender and leave it at that. Thanks
 

residentialguy

Elite Member
Joined
Mar 24, 2009
Professional Status
Certified Residential Appraiser
State
Minnesota
And the tree will likely have infestation that will spread to the house in the future...
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Eli

Elite Member
Joined
May 12, 2007
Professional Status
Certified General Appraiser
State
Tennessee
Yeah. Disclose it. Those roots can do some serious damage.
 
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