The form looks like checkboxes with drop down check boxes. No more narrative they say. You can only comment if there is some thing bad.
The new UAD takes a different approach to commentary. Unlike today’s URAR, the new UAD has no large, generic comment fields like the one near the top of page 3. Instead, it is designed to capture information as discrete data elements using check boxes and drop-down menus. This reduces the need for appraisers to convey information through narrative comments.
Appraisers are not expected to make general statements that do not directly support their analysis. Rather, narrowly focused comment fields are embedded in each section of the new appraisal report. These comment fields are conditional, meaning the decision whether or not to comment is driven by the appraiser’s response to a prompt question. Often, the prompt response will indicate the need for a comment based on impact; no impact would normally require no comment. When additional comments are made, they should be limited to explanations essential to understanding that particular topic and which could not be captured by the defined data elements.