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VA Interior Photos

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KenAZ

Senior Member
Gold Supporting Member
Joined
Jan 6, 2010
Professional Status
Certified General Appraiser
State
Dom. Republic
Got a stip to provide interior bedroom photos on a VA Appraisal. I wrote back that VA doesn't require bedroom photos. Inspected the bedrooms, but did not take photos.

Just got this email from them,

"I have just spoken to the VA in there appraisal department and they have confirmed they do require bedroom photos.


Thank you,"


Was there a new circular I missed?
 

CindyR

Senior Member
Joined
Oct 26, 2003
Professional Status
Certified Residential Appraiser
State
Arizona
Wow - i am still 100% no bedroom photos in the report for VA camp. If that is a change it is news to me.
 

Tom Cross

Sophomore Member
Joined
Mar 31, 2004
Professional Status
Certified General Appraiser
State
Virginia
Wow - i am still 100% no bedroom photos in the report for VA camp. If that is a change it is news to me.

http://www.benefits.VA.gov/HOMELOANS/documents/circulars/26_17_5.pdf

Bedroom photos are not required. Contact your RLC. I am not buying the lender's reply that the bedroom photos are required by the VA. Bedroom photos are not required by the VA's Roanoke RLC. Your VA RLC may be different. Sounds like the lender is making up their own VA appraisal rules.
 

GA Benny

Junior Member
Joined
Oct 19, 2007
Professional Status
Certified Residential Appraiser
State
Georgia
Bedroom photos are not required by the VA; only the main living areas, kitchens and all bathrooms according to the circular. If the lender wants bedroom pictures, it is considered a lender overlay and you can charge an extra fee for the additional services.
 

Don Clark

Elite Member
Joined
Jan 17, 2002
Professional Status
Certified Residential Appraiser
State
Virginia
Got a stip to provide interior bedroom photos on a VA Appraisal. I wrote back that VA doesn't require bedroom photos. Inspected the bedrooms, but did not take photos.

Just got this email from them,

"I have just spoken to the VA in there appraisal department and they have confirmed they do require bedroom photos.


Thank you,"


Was there a new circular I missed?

Never believe what anyone but the VA tells you, in writing. Bedroom photos have never been required, are not now required, and likely never will be. However, I usually include them to show overall condition of the subject property.
 

Dean

Senior Member
Joined
Oct 16, 2003
Professional Status
Certified Residential Appraiser
State
Tennessee
While bedroom photos are not required, that doesnt mean that when they called VA that she wasn't told they were. I would simply email the question to the VA and then you have it in writing.
 

Don Clark

Elite Member
Joined
Jan 17, 2002
Professional Status
Certified Residential Appraiser
State
Virginia
While bedroom photos are not required, that doesnt mean that when they called VA that she wasn't told they were. I would simply email the question to the VA and then you have it in writing.

It is already in writing, in the VA Handbook.
 

Dean

Senior Member
Joined
Oct 16, 2003
Professional Status
Certified Residential Appraiser
State
Tennessee
It is already in writing, in the VA Handbook.
Yeah, we know that, it would add further clarification if stated in an email from the VA.
 

Tim Hicks (Texas)

Elite Member
Joined
Jan 15, 2002
Professional Status
Certified Residential Appraiser
State
Texas
Circular 26-17-05. http://www.benefits.VA.gov/HOMELOANS/documents/circulars/26_17_5.pdf
 
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