Who can take FHA 1004D pics?

[Carnivore]

There are legitimate reasons for another appraiser to take pix and sign off on a 1004d. Then again there are not legitimate reasons to have another appraiser sign off on a 1004D for the original appraiser. Two Examples:

Legitimate: 1. The Original Appraiser is ill; Out of the country or vacation etc
Not Legitimate : 2. The Original Appraiser is too busy doing other work for the Client

I once did a new construction final for an appraiser who they say was not available. I agreed and took pix. They ask me to send it asap as soon as I retuned to office. They were at the Closing Table waiting for me. I was happy to help out. Month went by and NO CHECK. I called and they blew me off. Essentially they said Awww to bad sucker.

Never again will I do any 1004D for another appraisers work.

OTH now most work goes through an AMC. You actually get a request in writing with Fee. So the Chance of Non-payment is not an issue.

 

[jay trotta]

The lender can do a Lender Certification on minor items such as smoke and carbon monoxide detectors. Give them a choice, " i will go back out for the reinspection at at cost of X or you can ask the lender to do a Lender Certification".

Why is this a Question? When you Originally accept the Order/Assignment, you know what may be required and you will be paid for the extra work.
a couple of pictures & travel, what's your Fee?

Has this been the reason why appraisal "modernization" has become the new political football??