Why would an FHA appraisal mark no deck? Listing vs Appraisal pics

[Tiffany Gibbons]

it is over a 8ft drop off. This appraisal was desk reviewed and 18 deficiencies were found which did not include this one because without a field review how do you know all of the MPR items that were NOT included that should have been?

The deck is also over a waterfront lot with a well and septic tank, right?

 

[Huds_Harm]

The deck is also over a waterfront lot with a well and septic tank, right?

correct, and it's leaning more towards intentional than error the more things that are found that were deliberately omitted.

 

[Mark K]

Why now? Why 3 years later? What's the main purpose of your thread? What are you looking for or looking to do?

It seems that this question will remain unanswered, however it's pretty easy to guess what the OP is up to.

 

[NC Appraising]

Is this the same septic appraisal....LOL.

I once accentely marked "slab" and the home was on a crawl space foundation. I even had pics of the crawl space and pics of the foundation...labeled in the pic section of the report crawl space and foundation.

I came in low and ofcourse all parties went through my Report with a fine tooth comb to find something so that they could order another appraisal conv loan.

 

[NC Appraising]

It seems that this question will remain unanswered, however it's pretty easy to guess what the OP is up to.

The op knows appraisal and FHA requirements better than most appraisers Lol.

The op needs to watch Frozen and let it go let it go....

 

[Huds_Harm]

I should've changed it to a poll to see how many appraisers deliberately ignore MPR items, as well as how many appraisers defend appraisers that do.

 

[NC Appraising]

how many appraisers deliberately ignore MPR items? 20% of appraisers do. Crooked, don't want to rock the boat, turn and burn appraisers and ones that think they are helping by ignoring it so the home can close and that would make all happy? That is the point...sellers wants to sell...buyer wants to buy....

how many appraisers defend appraisers that do? 20% see above.

 

[Dublin ohio]

I should've changed it to a poll to see how many appraisers deliberately ignore MPR items, as well as how many appraisers defend appraisers that do.

It seems you just come to this forum to get confirmation and when you don't get it you resort to insults. Nobody on this forum knows what was or was not missed. What were the "deficiencies" found in the desk review. Any mpr violations?

 

[Huds_Harm]

The op knows appraisal and FHA requirements better than most appraisers Lol.

The op needs to watch Frozen and let it go let it go....

In the words of NC Appraising

"Moral of the story, stand your ground when you know you are right. I am on this forum all of the time saying its not worth dying for....not a hill worth dying on. I am not anal. I believe in doing things the right way, even when you have a egotistical, know it all agent bullying you to do something they know is not right."

 

[Elliott]

"Moral of the story, stand your ground when you know you are right. I am on this forum all of the time saying its not worth dying for....not a hill worth dying on. I am not anal. I believe in doing things the right way, even when you have a egotistical, know it all agent bullying you to do something they know is not right."

Now would be a great time for you to get into appraising. There are PAREA experience programs with tuition scholarships. No supervisors are require now, especially those who are careless and miss checking important boxes. The GSEs and AMCs are looking for people like you who are no nonsense, especially those who have a broad minded view of neighborhoods that align with census tracts.