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Worst UW Stip I have Ever had

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Mister Ed

Thread Starter
Senior Member
Joined
Jan 24, 2004
Professional Status
Certified Residential Appraiser
State
Georgia
This one just came in this morning... FAXED on the UW stip page....

Background first...

When I take front photos of my subject, I take it straight on, at about 45 degrees to the left, and about 45 degrees to the right. I will often use one photo on the cover page and another on the subject photo pages.

The stip:

Appraiser to provide matching pictures of the front of the subject on the cover page and the subject photo page. :shrug: :rof: :Eyecrazy: m2:

EDIT HERE:
This was for a good client who called me to tell me about it and said that he thought it was the stupidest thing he had ever seen. Also, he wanted to apologize for me having to deal with the stupidity.
 
Last edited:

Mike Kennedy

Elite Member
Joined
Sep 28, 2003
Professional Status
Certified Residential Appraiser
State
New York
delete the unnecessary cover page.:laugh:
 

Kevin Mc

Elite Member
Joined
Jun 7, 2004
Professional Status
Certified Residential Appraiser
State
New York
The stip:

Appraiser to provide matching pictures of the front of the subject on the cover page and the subject photo page. :shrug: :rof: :Eyecrazy: m2:

My reply to the UW would something along the lines of KILL YOURSELF
 

Mister Ed

Thread Starter
Senior Member
Joined
Jan 24, 2004
Professional Status
Certified Residential Appraiser
State
Georgia
It is my table of contents... Since I rarely get UW stips... I just had to have a good laugh at the stupidity...
 

MNRural

Member
Joined
Oct 11, 2006
Professional Status
Certified General Appraiser
State
Minnesota
When I was an FHA reviewer, we took the cover pages and all the other BS that didnt have to do with the appraisal and ripped them out and threw them away. I agree - dont waste their paper and toner. concise.
 

Ken B

Elite Member
Joined
Feb 18, 2004
Professional Status
Certified General Appraiser
State
Florida
When I was an FHA reviewer, we took the cover pages and all the other BS that didnt have to do with the appraisal and ripped them out and threw them away. I agree - dont waste their paper and toner. concise.

That is truly an interesting comment.
 

CANative

Elite Member
Joined
Jun 18, 2003
Professional Status
Retired Appraiser
State
California
That is truly an interesting comment.

Sort of like what lenders do now except they're using software like ACI.

Ed... That's way too funny. What's wrong with people? Oh wait a minute. You said underwriter, didn't you?
 

Mister Ed

Thread Starter
Senior Member
Joined
Jan 24, 2004
Professional Status
Certified Residential Appraiser
State
Georgia
Ed... That's way too funny. What's wrong with people? Oh wait a minute. You said underwriter, didn't you?

Yes, it was an underwriter. I would not have believed it had they not sent the actual UW page... But then again, that client would not waste my time on something like that unless it was being made a problem for them.
 

Ray Miller

Elite Member
Joined
Feb 20, 2002
Professional Status
Licensed Appraiser
State
Wisconsin
When I was an FHA reviewer, we took the cover pages and all the other BS that didnt have to do with the appraisal and ripped them out and threw them away. I agree - dont waste their paper and toner. concise.



So just who judges what is and what isn't needed?

Just how much of a report is BS????


I have had that stip before. Just considered the UW as a one cell critter that the dung beetle just might go after. (been off the dung beetle kick for a few days had to bring him back):clapping:
 

stefan olafson

Senior Member
Joined
Apr 2, 2003
Professional Status
Certified General Appraiser
State
North Dakota
Once had a stip to remove the 'street scene' pic because there was a grain elevator in the pic! Argued but lost, sent it back with a pic the other direction with JD dealership and lots of farm equipment.

Thought the UW was going to stroke out!
 
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