Virgina REAB and Portal Petition

[TJSum]

WE have been quoted lines 298 and 299 from USPAP several times.

But let us keep reading, lines 303-305;

"Care should be exercised in the selection of the form, style, and type of medium for written records, which may be handwritten and informal, to ensure that they are retrievable by the appraiser throughout the prescribed record retention period."

Yes we can debate until the cows come home on what this means, like any legal document, that is what the courts are for, but usually when the court decisions are made, they base their decisions on the INTENT of the law which I would think is rather evident.

 

[DWiley]

Would you go out on a limb and say that you trust these guys?

There would be no limb involved. Yes, I do trust FNC. They have earned that trust through years of doing business with them.

We have sent thousands of reports through AppraisalPort and there has never been one case where there was even a hint that anything improper happend to a file.

Looking at their list of clients, it is apparent that many others trust them as well.

It really is simple, folks. If you don't trust them, then don't do business with them. The choice is yours. Since less than 10% of reports are delivered in AIReady format, refusing to use it should not inhibit your business in any way.

Be well, and play nice. Thanks to those who have honored Forum rules in this often contentious thread.

 

[Ken B]

Now go treat yourself to a nice single-malt tonight.

 

[TJSum]

TJ:
Where they get you at is the fact you can view during the OADI process. YOu d see what you are transmitting, you just can't keep it. NOt only that, but as i am getting more mature, i find that i prefer to print mt reports to read them when I proof. I could read the whole thing on the screen but i would miss it.

What you can do, to protect yourself is screen capture each page in the OADI viewer.

Yes, I understand. I also understand the State Boards focusing on the "true copy" issue because this is what they have authority over. But my main concern always has been what happens to the report after we send it?

They have the system designed so that the appraiser can not retrieve the file for viewing after the initial creation. The also designed it so that the appraiser can not print a hard copy when viewing for that one allowable time. And then, based on Pam's comments many appraisers have been blacklisted for having the nerve to ask for client's versions of our reports.

Common sense tells one, all three of these concerns are pointing to changes being made after the individual appraiser sends the file, what other reasons could there be? To me, that is the issue. Data mining, true copies and all the other things are important, but I am not losing focus on the main concern with all of this especially if one works with an AMC giving access to these middlemen who are accountable to no one.

 

[Oregon Doug]

My eyes are tearing up from all the smoke in here and since no one can or will address my concerns directly, I’ll just air it out with our board.

Bye for now,
Oregon Doug

 

[CANative]

Danny,

I’m reading the 2008/09 version of USPAP wherein the Record Keeping portion of the Ethics Rule (lines 280 thru 294) essentially states that the appraiser must prepare a workfile, have custody of that workfile or make arrangements with the party having custody for access to the workfile.

We historically believed that the modified appraisals showing up in the hands of clients were changed by some party other than the appraiser (no USPAP violation). Now we discover that’s not so. The appraiser’s software is actually modifying the report and forwarding it, thus making the modified appraisal the true report. That’s not a USPAP violation either as USPAP is not “format” specific.

Evidently the appraiser is unable to retrieve a copy of this true appraisal once the report has been modified. As a result, the appraiser is unable to produce a complete workfile upon demand. That is a USPAP violation.

Consequently, I can only conclude that an appraiser using the AIReady delivery system, or any similarly flawed system, is in violation of USPAP. That’s my view as a long time appraiser and as a state regulator. I’m sticking with it until someone explains the flaw in my logic (without a lot of soft shoe, smoke and mirrors.)

Oregon Doug

My eyes are tearing up from all the smoke in here and since no one can or will address my concerns directly, I’ll just air it out with our board.

Greg posted...

If it's an application that resides on our computer then we probably have responsibility. If it's an application that is controlled by the client then how are we responsible?

So which is it? If I use my X-site to upload a pdf to AppraisalPort is the software on my computer or their server?

 

[Ken B]

Yo Woody,

I place you on Ignore here so I don't have to deal with the permanent chip on your shoulder, so you email me at my workplace wondering if I am the guy who dared question your manhood? Nice to know that besides having an aggression problem, you are a stalker to boot. Get a life chump.

 

[woodyva]

Greg posted...



So which is it? If I use my X-site to upload a pdf to AppraisalPort is the software on my computer or their server?

Depends:
If you are sending a PDF you can log directly into AP and send it from a list of PDF's from your computer.

If you are speaking of uploading the report via AI Ready, both systems are used. YOu do not upload a pdf through the portal, you simply allow the x-site manager to open of the file and the two systems communicate, some from both sides. The viewer is only from the AP side. Think of it as unzipping a potato chip bag and allowing it to be vaccumed out.

 

[Carnivore]

Be well, and play nice. Thanks to those who have honored Forum rules in this often contentious thread.

Danny

I have no hard feelings with you. You and I just dance differently and its tough keeping up.

FTR, I do indeed use AIport. I actually like the ease of use. It certainly user friendly and this is a pretty good system for the lenders as it allows faster processing of aprpaisals through some kind of rules checking thingy!

I just think some of the issues we have raised can be solved literally overnight if FNC would just do it.

FTR, I dont agree with your interpretation of USPAP records keeping requirements.

Ya'Know you could make this place a lot nicer if you would just surrender!

Do you still ride motocycles?

 

[woodyva]

Yo Woody,

I place you on Ignore here so I don't have to deal with the permanent chip on your shoulder, so you email me at my workplace wondering if I am the guy who dared question your manhood? Nice to know that besides having an aggression problem, you are a stalker to boot. Get a life chump.

Not a stalker Ken, just wanted to present you the proper place to insult me. I simply wanted to know if it was you, as there are several Ken Browns that appraise. I was asked by a moderator to take it out of the thread, so I did.

Remeber that when you are in here you are supposed to be a professional, and you did post some things to try and question my affiliation with a la mode, and have also directly called me an idiot, twice I beleive.

I assumed you were grown up enough to do so directly. I am not looking to become physical, so don't worry about that. I was asking you to do the right thing and either stop insulting me, or do so in a private place. I also thought we could debate this out where we wouldn't upset anyone, i enjoy a good debate, and thought maybe we may spread the light a little better on our points of view.