3.6 Crunch Time

[bholten]

I tried ACI for 3.6. Useless crap. So irresponsible for the GSEs to "approve" software vendors and not vet the software. Imagine if a number of approved vendors take the ACI route. Smh.

 

[Tom D]

With the November 2nd UAD 3.6 mandate approaching, we're continuing to release TOTAL updates to improve speed and efficiency, as well as adding the features you know and love into the UAD 3.6 workflow. Keep an eye out through the remainder of this year for more updates.

Here's what's coming to TOTAL next week and beyond.

• SmartAdjust (September 30th)
  This tool lets you enter a per-unit adjustment for any applicable item in the Sales Comparables Side-by-Side grid, automatically calculating adjustments across the entire row. You can also create and save adjustment models for different scenarios. No more typing everything in manually! Then, for easier review, positive and negative adjustments are now color coded on screen.
• *New* Order PowerView (September 30th)
  Modeled after the Assignment PowerView you've used for years, the Order PowerView is optimized for UAD 3.6. Jump-start assignments by entering appointment details, notes, and other order information. While UAD 3.6 does not support invoices in the report PDF, TOTAL can generate an invoice PDF to send separately, and the Appraisal Desktop continues to help you track payments.
• Performance & Reliability Improvements (September 30th)
  We also included important updates to existing functionality, boosting performance by an estimated 80 percent! Built on user feedback, these speed improvements may be less visible than our newly integrated features, but they're just as impactful.
• SpellCheck (October 14)
  Check the spelling on the entire report at once and incorporate a custom dictionary.
• TOTAL Desktop: A Sketch-First Workflow (October 29th)
  Minimize repeat data entry by letting the sketch power your report. Just like in TOTAL for Mobile, labels added for rooms and amenities transfer to the UAD 3.6 report, as do calculated areas for amenities, levels, and dwellings.
• QuickSource Public Records, SmartExchange, and Comps Database (October 27th)
  Because the new dataset is much larger and more specific, there will be gaps in SmartExchange or previously used comps that were created in UAD 2.6. However, any info that can transfer from that library as well as public records can be used in the new report type.

Coming in November:

• Flood Map Integration
• SmartExchange in the Side By Side View
• Enhanced Mobile File Sync / Merge
• QuickSource - MLS Import (late November)

Appraisers across the country are navigating a very significant change. As a result, support call volume has hit unprecedented levels. We're onboarding more technicians, but to make sure customers with the most acute issues can get the help they need, we've decided to focus phone support on technical issues only. The majority of UAD 3.6 support calls are "how to" and educational related questions, so here are our recommendations for getting those answers:

 

[Non Sequitur]

BIG NEWS:

Haven't had a chance to read it yet, but I noticed a few posts popping up in my social media feeds:

Lender Letter LL-2026-08 Temporary Policy Exception for Lenders Unable to Meet the UAD 3.6 November Mandate | Fannie Mae

UAD 3.6 Policy Exception | Fannie Mae

Fannie Mae and Freddie Mac (the GSEs) are offering a policy exception for Sellers that need more time to complete their UAD 3.6 implementation. View the announcement for details related to policy compliance, the updated timeline, and the process for requesting a policy exception.

singlefamily.fanniemae.com

"UAD 3.6 Policy ExceptionFannie Mae and Freddie Mac (the GSEs) are offering a policy exception for Sellers that need more time tocomplete their UAD 3.6 implementation. By obtaining a policy exception, Sellers will be able to submit newUAD 2.6 appraisal reports to the Uniform Collateral Data Portal®(UCDP®) from November 2, 2026 throughMay 19, 2027, and resubmissions of UAD 2.6 appraisal reports through June 27, 2027. However, starting onMarch 1, Sellers that submit a UAD 2.6 appraisal report will see reduced functionality in Collateral Underwriter®(CU®) and Loan Collateral Advisor® as detailed below. Sellers are encouraged to fully adopt UAD 3.6 as soonas possible, as this is a one-time policy exception that will not be extended."

 

[Tumbuktu]

Fannie Mae Newsletter - Sept. 30, 2026
UAD 3.6: policy update, newsletter, and webinar

Learn how temporary policy changes to the Uniform Appraisal Data (UAD) 3.6 may impact appraisal assignments, explore our latest newsletter, and register for an appraiser-focused Highest and Best Use webinar.

UAD 3.6 policy exception: What appraisers need to know
The Nov. 2, 2026 Uniform Appraisal Dataset (UAD) 3.6 and Forms Redesign mandate is approaching. While many industry stakeholders will adopt UAD 3.6 prior to the mandate, others may need more time.

Fannie Mae is offering a temporary UAD 3.6 policy exception for lenders that need additional time to complete their transition. Lenders that request an exception may continue submitting UAD 2.6 appraisal reports to the Uniform Collateral Data Portal® (UCDP®) through May 19, 2027, while continuing to actively adopt UAD 3.6.

How this impacts appraisers
The lender exception does not change the appraiser’s responsibility to adopt UAD 3.6; it may only affect which UAD format a lender requests during the transition period. Appraisers should:

• Confirm a lender’s UAD requirements before accepting or completing an assignment.
• Prepare to support both UAD 2.6 and UAD 3.6 during the exception period.
• Continue to develop UAD 3.6 proficiency in preparation for the end of the exception period on May 19, 2027.

 

[cashcatz]

It’s official:

View attachment 112236

The fact that ACI is still in business after the First American hack is really beyond me comprehension; that should have been the sign to run and to run fast.

 

[TerryRohrer]

The fact that ACI is still in business after the First American hack is really beyond me comprehension; that should have been the sign to run and to run fast.

And, since this is not an appraiser choice, their customers have to find a 3.6 solution or sit out of that market segment for 6 months. If they have a single customer by spring, they really do cater to fools. If this were 2021, it wouldn't matter much, but if half the lenders stay the 3.6 course, their customers' market just shrank by half.

 

[Vermonter]

Well Total just did a massive update of 3.6 features and then immediately crashed so think they're all suckin at this point

 

[LesPaul59]

I just got an email from one of my clients that Bradford's software is not working for their 3.6 processing. Are any of you using Bradford successfully?

 

[cashcatz]

I just got an email from one of my clients that Bradford's software is not working for their 3.6 processing. Are any of you using Bradford successfully?

In what way? Aren't they certified by the GSEs? I bet there's a chance the issue is on their end (the client).

 

[Airstream]

What I don’t like is a friend who uses Total was doing a 3.6 FHA and was waiting for tech support for hours. He said if you are elite you get help right away. That is about $1500. As a retired part time person I am not paying good money to be a beta tester!!!