Allegations of Appraiser racism

[George Hatch]

Why does it matter? Is "not diverse" an indication that any of these individuals are engaged in racist conduct?

 

[Terrel L. Shields]

Your county must be one of the few Exceptions

It is hard to have 11% in a county where 1.8% of the population identifies as black. Many towns I work exceed 20% Native American, some approach or exceed that as Hispanic. Often you can't tell. But the real problem is, why do we assume that the lack of diversity is by definition, "racism"? No one of any color is prevented from taking the classes, finding a mentor and pursuing a career as an appraiser. I've never had a a "person of color" apply for a trainee. I bet that is the experience of most appraisers.

 

[djd09]

arent the chief appraisers the ones who set appraisal policies for their bankster employers?

selective quoting is for the birds

why no waivers for these borrowers? high priced mortgage?

 

[Carnivore]

It is hard to have 11% in a county where 1.8% of the population identifies as black. Many towns I work exceed 20% Native American, some approach or exceed that as Hispanic. Often you can't tell. But the real problem is, why do we assume that the lack of diversity is by definition, "racism"? No one of any color is prevented from taking the classes, finding a mentor and pursuing a career as an appraiser. I've never had a a "person of color" apply for a trainee. I bet that is the experience of most appraisers.

Think of a Collage of Pictures - They typically are not in any specific order and are seemingly random collection -

"What collage offers artists that cannot be found in flat work alone is the opportunity to add commentary through familiar imagery and objects. It adds to the dimension of the pieces and can further illustrate a point.

They simply are collecting bits and pieces of evidence to support the claim of inequity(not just appraisals).

This is why we have not and will not see the four or Five Appraisals that have stirred up a Hornets nest.

The Whole profession has been charged and the accusers do not have to prove anything. Essentially we have to prove we are Innocent. BUT we can not look at the evidence.

Does that make any sense?

 

[Meandering]

What the "Real Estate Valuation Fairness & Improvement Act of 2021" could mean for the future of Appraisals

House Financial Services Committee approved the Real Estate Valuation Fairness and Improvement Act, H.R. 2553, on April 20, 2021. https://www.yahoo.com/finance/m/7e9b258b-9dc5-33e4-8d08-16fb1ab64b9d/what-the-real-estate.html

appraisersforum.com

 

[George Hatch]

arent the chief appraisers the ones who set appraisal policies for their bankster employers?

selective quoting is for the birds

why no waivers for these borrowers? high priced mortgage?

What does any of that have to do TAF, appraisal standards, or allegations of appraiser misconduct?

 

[djd09]

why no waiver?

 

[George Hatch]

Is there an allegation that these neighborhoods aren't getting waivers at a commensurate rate as other neighborhoods?

 

[djd09]

you telling me and i agree sometimes calling bluffs is a hard thing to do. but they are banksters so odds are in my favor.

 

[George Hatch]

Think of a Collage of Pictures - They typically are not in any specific order and are seemingly random collection -

"What collage offers artists that cannot be found in flat work alone is the opportunity to add commentary through familiar imagery and objects. It adds to the dimension of the pieces and can further illustrate a point.

They simply are collecting bits and pieces of evidence to support the claim of inequity(not just appraisals).

This is why we have not and will not see the four or Five Appraisals that have stirred up a Hornets nest.

The Whole profession has been charged and the accusers do not have to prove anything. Essentially we have to prove we are Innocent. BUT we can not look at the evidence.

Does that make any sense?

Even setting aside any possible untruths in these allegations, how can we fix a problem we haven't identified? How can we measure any improvements if we can't see where we're starting from?

An effective solution for a "2% of all appraisers are acting with implicit bias" problem will look a lot different from a solution for a "40% of all appraisers are acting with implicit bias" problem.

An effective solution for "7% of the appraisers in the following 6 metros are acting with implicit bias at the much higher rate than these other 20 MSAs" will look different than "7% of appraisers are acting with implicit bias".


That is, if anyone cared about actually fixing the problem as it exists. Which everyone should care about actually fixing the problem.