Aloft Appraiser Toolkit

[Dublin ohio]

Appraisers are just sick and tired of being told what they see happening isn't happening. What we have is the same political game played by congressmen/senators in DC who become millionaires off of $100k salaries but claim there's no back room dealing/insider dealing going on. Heck, while some are denying anything is wrong with the politics of this business, we may as well post that REVAA has no influence too.

Everything is fine, just move along.

I don't like it either. But I just deal with it and move on, because I realized a long time ago that there is really little to nothing I or others can do about it. Plus I realized for a long time before I got into the appraisal business, that this type of situation is not unique to any business that is regulated, which is pretty much all businesses

 

[George Hatch]

Appraisers are just sick and tired of being told what they see happening isn't happening. What we have is the same political game played by congressmen/senators in DC who become millionaires off of $100k salaries but claim there's no back room dealing/insider dealing going on. Heck, while some are denying anything is wrong with the politics of this business, we may as well post that REVAA has no influence too.

Everything is fine, just move along.

Every time I comment that "a large percentage of appraisers are not going to survive the trend of lenders exercising their alternatives" I get forum members trying to chick shame me for not being more sensitive, empathetic, nurturing, kind, and supportive of the economic and emotional needs of fee appraisers.

Nobody here should *need* to be told where these USER-DRIVEN trends are going. It's (some of) the lenders who are putting the bite on you, not TAF or the ASB or any aspect of USPAP or even any aspect of the law. Nor should any appraiser ever expect the corporations they contract with to act in any manner other than how the corporations are known to act. A dog has gotta be a dog and a cat has gotta be a cat. Way of the world.

It should also go without saying that while I may not be working the same pipelines as most, my end of the business isn't isolated from these trends. Our REL might be a couple years longer, but only because the data is harder to work with.

 

[Joe Flacco]

Nobody cares what people are saying on appraisersforum.com.

 

[glenn walker]

I keep telling you and you keep wanting to deny "what this profession could have been". When Congress enacted FIRREA and locked the MBs out of the commercial appraisal loop they should have done the same with the SFR appraisal loop. YOU should never have come up with MB leash wrapped around your neck. They should never have grown into controlling 70% of the SFR appraisals.

If you had come up working by direct engagement you wouldn't think it's normal for the loan's advocate to control any aspect of the due diligence function, including the appraisal. The direct lenders would have still acted like they do but at least it would be without the added conflict of interest from the MB-select setup.

Most of the lenders would still have eventually outsourced the overhead to the AMCs and you would still have that problem. But there is no scenario wherein the MB-select setup would have survived to the present. None. It is delusional for you or anyone else to hypothesize otherwise. At most, what the HVCC did was advance the timeline by a few years because "we will not accept MB controlled appraisal" was already a dead man walking in 2008 even though most people couldn't see it.

And sure, I would have *greatly* preferred if Congress had cut out the AMCs at the same time, so the lenders couldn't blame anything on any other party than their own staff. Who knows? Perhaps someday my fondest wish will come true and you'll go from finding yourself in the frying pan to finding yourself in the fire. Fingers crossed.

Before the AMC it was the Mortgage Broker's. The hilarious part is to be a Independent fee appraiser before licence you had to work for mortgage broker's because the Banks and Savings and
loans mostly had staff appraisers as employee's.

Then after the screams about the Mortgage Brokers the Independent Fee appraisers were handed over to the AMCs. Now the AMC's and Revaa replaced the MB as the evil enemy.

The problem is there really have been few real Independent fee appraisers since Hvcc because most now work as order takers not as a real business. That's okay but at some point, one has to accept the good old day's are gone for most.

 

[George Hatch]

Nobody cares what people are saying on appraisersforum.com.

C'mon now. There must be a couple dozen active participants here. We're no "Voice of Appraisal" audience, but we still count.

 

[Non Sequitur]

Nobody cares what people are saying on appraisersforum.com.

I wouldn't be so sure, there are times after I post that my LinkedIn profile gets hit dozens of times. And it's not because I'm good looking.

 

[Joe Flacco]

I wouldn't be so sure, there are times after I post that my LinkedIn profile gets hit dozens of times. And it's not because I'm good looking.

That's just LinkedIn trying to make you pay for premium.

 

[glenn walker]

There are thousands per week silently Trolling and you see them on Fake Book and Reddit repeating thing's from post on here. You think AF survives on 25 poster's per day traffic count. Lol

 

[glenn walker]

I wouldn't be so sure, there are times after I post that my LinkedIn profile gets hit dozens of times. And it's not because I'm good looking.

Everything but Water Cooler goes into Googles Cloud. Then flows throughout the interweb.

 

[djd09]

All the allegations of conspiracies, kickbacks, etc. that get thrown around here, mostly be people who are in no position to know how things really happen, just make me smile. Heck, if half those allegations were true I would be relaxing on a tropical island somewhere instead of working on a weekly management report.

deny deny deny..