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Client Says Change It To 3 Bedroom. And Call The 4th Br A "study"

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Everywhere that I am familiar with a C/O is a determination by the municipality that the home meets all applicable legal requirements including septic

Don't believe I said anything different.....or are you just supporting ?
 
hmmmmm.... i found this on page 1...
I guess I need to break it down into small words that you can understand

marketed as 3 bedroom by builder....buyers understand this

Most homes in the neighborhood are new 4 bedroom homes....but there were just a few 3 bedroom, presumably because of the same septic issue...

It is the appraiser and only the appraiser that identified the room as a 4th bedroom and did so ignoring the background issues.

This is why one needs to read the complete discussion and not focus on selected parts
 
It is the appraiser and only the appraiser that identified the room as a 4th bedroom and did so ignoring the background issues.

you left out one other entity, the local building dept., who also called it a 4br house. you know, the one who issues the c/o...

marketing means nothing. builders can, and do, lie all the time. the governing body issued the cert. of occupancy and stated it was a 4br house.
 
you left out one other entity, the local building dept., who also called it a 4br house
Unfortunately for you that is not correct. There has been no information within the thread documenting anything from the building department other than that the property has a sewer permit for 3 bedrooms. The reference of 4 bedrooms was once again made by the appraiser NOT the building dpeatment
 
See post 9: building inspector issued a legal document, a C/O ; 2 story with basement; 4 bedrooms above grade
 
Unfortunately for you that is not correct. There has been no information within the thread documenting anything from the building department other than that the property has a sewer permit for 3 bedrooms. The reference of 4 bedrooms was once again made by the appraiser NOT the building dpeatment

Agreed;
And from the OP:
So i have 4 bedrooms on the grid. I did have a comment that the septic was only good for 3 bedroom, but my question is this: Do we appraise what the SUBJECT IS or what the subject is PERMITTED for ?

The Subject IS a 4 bedroom. The subject is permitted for a 3 bedroom septic.

If i call it a 3 bedroom, then i'm not really telling it like it is.

If i call it a 4 bedroom , then i'm putting client in a bind because its only permitted for 3

What I find most interesting in this Thread, is the lack of understanding as to the functionality of a private sanitary system;
the C of O confirms the compliance of the Departments within the PZC and what was approved at the time of application, Nothing more.
 
See post 9: building inspector issued a legal document, a C/O ; 2 story with basement; 4 bedrooms above grade
Where does it state that the building department said it was 4 bedrooms? Don't any of you testify as expert witnesses? Can;t you read? It is the appraiser that stated 4 bedrooms and that a c/o was issued. No reference about 4 bedrooms on the c/o or from the building department!

Don't any of you get it? Why would the builder market the house as 3 bedrooms if it was in fact a 4 bedroom house?
 
Where does it state that the building department said it was 4 bedrooms? Don't any of you testify as expert witnesses? Can;t you read? It is the appraiser that stated 4 bedrooms and that a c/o was issued. No reference about 4 bedrooms on the c/o or from the building department!

Don't any of you get it? Why would the builder market the house as 3 bedrooms if it was in fact a 4 bedroom house?

don't you get it? why do builders charge outrageous amounts of money for things when they don't have to? profit. it most likely costs less to market it as a 3br for the very reason we are discussing - septic systems. i routinely see builders do things that are just not right in the name of profit. years back i did quite a few appraisals in a newer active adult community. all properties came with a 10 x 10 concrete patio built into the rear of the house following the lines of the house. two of the sides of the patio were the exterior of the house. for an additional $25,000 you could get glass walls put up on the remaining two sides and make it a "glass enclosed patio". do you really think it cost the builder $25,000 to add two 10' x 9' glass walls around a patio? of course not. this case is no different.
 
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