Deck with no railing

[Zoe]

From a health and safety issue, the stair risers have requirements. I can't teach you all these requirements.

 

[Mile High Trout]

We are paid to note and photograph the health and safety issues, WE THINK, are a detriment to the lender & (mortgagee) Every area has different rules and regulations. FHA /HUD and VA do have standards but NOT to within an inch, IMHO. Note it, pix it, and go on to the next assignment. It's not our CALL, we just report, let the guys making a Salary, Benis, Vacations, Retirement, in a Cubical, make the decision.
It is one BIG issue that AI cannot see or report. Boots on the Ground or Grandma falls to her Death.

Yeah. Assumed not a safety issue. Measured the height as... Owner said they intentionally installed the deck that way and did not want rails. Appraiser assumes acceptable, lender can contact owner and appraiser to demand structural alteration and appraisal to be subject to if they want.

Do a flip.

 

[Zoe]

Yeah. Assumed not a safety issue. Measured the height as... Owner said they intentionally installed the deck that way and did not want rails. Appraiser assumes acceptable, lender can contact owner and appraiser to demand structural alteration and appraisal to be subject to if they want.

Do a flip.

You can't play ignorant. You need to know local requirements.

I understand the final decision falls on your client. I have that part.

 

[Zoe]

Hence, I can do subject to and client do something else if they want. I throw the ball in my client's court. Now. Let's finish my assignment.

 

[Zoe]

Pay me

 

[Zoe]

If you see it personally as health and safety issue. You just do it subject to regardless of local code and requirements.

You are a professional.

 

[Mile High Trout]

If you see it personally as health and safety issue. You just do it subject to regardless of local code and requirements.

You are a professional.

I like to shake the railings and bounce around with the home owner by my side on elevated decks. 'Just a quick integrity check.' How long has this deck been in place, three stories up over this rear yard drop? What's the maintenance record on this thing?

And just like that; Final inspection and a nice new safe deck.

For the low height ones, just tell them if you fall off and get hurt, that's going to be a code requirement violation, and they'll have to put up a railing. Then when you actually fall, even if accidentally, they're not surprised about the event.

 

[glenn walker]

The 2' foot fall that killed Grandpa...lol

 

[Tom D]

For the low height ones, just tell them if you fall off and get hurt, that's going to be a code requirement violation, and they'll have to put up a railing. Then when you actually fall, even if accidentally, they're not surprised about the event.

Just curious, would your home owner insurance pay for that stranger falling off your deck, it being a code violation.

 

[Mark K]

Just curious, would your home owner insurance pay for that stranger falling off your deck, it being a code violation.

Yes, otherwise the insurance company would do a home inspection and require the home to be updated to the newest codes.

My 55 yr old house has a large picture window in the LR. The window bottom is 12" from the floor. The glass is not tempered but today's code requires tempered glass for any window that's less than 18" from the floor. If someone fell through it, insurance would cover it. A new replacement window has to be tempered in this case.