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Don't want to call Asbestos shingles

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Can't view the photo. But If it like the ones Terrel posted. They are not "asphalt".

If you are talking about the below. Not the same as the hard asbestos shingles. Just the same as roofing made to look like siding shingles. Just like Inselbric was made to look like brick. But same basic material as asphalt roofing shingles. Probably has asbestos. But not he same

View attachment 85465
I considered asphalt siding as less hard in texture. I'm thinking cement shingles as most generic term.
It's difficult to conclude if something has asbestos besides testing.
I had a commercial building with tile floors. Upon testing the substance that glues the tile (forgot the word) had asbestos. WTF!
 
Can't view the photo. But If it like the ones Terrel posted. They are not "asphalt".
Dub, unlike Nando, I know what siding I'm looking at... asphalt shingles, cement and fiberglass shingles, vinyl siding, wood shake, etc. etc.

My comment for Fernando, who doesn't seem to know what he's looking at, was primarily to tell him not to use the word "asbestos" in his siding description.
 
Dub, unlike Nando, I know what siding I'm looking at... asphalt shingles, cement and fiberglass shingles, vinyl siding, wood shake, etc. etc.

My comment for Fernando, who doesn't seem to know what he's looking at, was primarily to tell him not to use the word "asbestos" in his siding description.
I get that, fairly common for the Fern. Now that I think of it. I missed the subtle sarcasm
 
Calling it Asbestos Cement Siding is calling it as asbestos. You know better not to call it asbestos if not tested.
You better not be misleading.

We should report to the best of our knowledge and belief. If the home was built during a time that siding containing asbestos was common and it has original siding, I would rather say it is siding containing asbestos and be proven wrong, than to be purposefully misleading by not mentioning it.
 
You better not be misleading.

We should report to the best of our knowledge and belief. If the home was built during a time that siding containing asbestos was common and it has original siding, I would rather say it is siding containing asbestos and be proven wrong, than to be purposefully misleading by not mentioning it.
Double edged sword. If you definitively state that it is asbestos and the loan falls through or the buyer pulls out without it being tested and later it is determined it was not asbestos. Oopsie.
 
Double edged sword. If you definitively state that it is asbestos and the loan falls through or the buyer pulls out without it being tested and later it is determined it was not asbestos. Oopsie.
For an FHA assignment I included the following statement copy and pasted exactly from the FHA 4000.1,

"Lead-Based Paint
(A)Improvements Built Before 1978
The Appraiser must note the condition and location of all defective paint and require repair in compliance with 24 CFR § 200.810(c) and any applicable EPA requirements. The Appraiser must observe all interior and exterior surfaces, including common areas, stairs, deck, porch, railings, windows and doors, for defective paint (cracking, scaling, chipping, peeling, or loose). Exterior surfaces include those
surfaces on fences, detached garages, storage sheds, and other outbuildings and appurtenant Structures."

The client wanted me to remove the words Lead-Based Paint, because the borrower was cancelling due to fear of the property containing lead-based paint. I did not remove it.
 
For an FHA assignment I included the following statement copy and pasted exactly from the FHA 4000.1,

"Lead-Based Paint
(A)Improvements Built Before 1978
The Appraiser must note the condition and location of all defective paint and require repair in compliance with 24 CFR § 200.810(c) and any applicable EPA requirements. The Appraiser must observe all interior and exterior surfaces, including common areas, stairs, deck, porch, railings, windows and doors, for defective paint (cracking, scaling, chipping, peeling, or loose). Exterior surfaces include those
surfaces on fences, detached garages, storage sheds, and other outbuildings and appurtenant Structures."

The client wanted me to remove the words Lead-Based Paint, because the borrower was cancelling due to fear of the property containing lead-based paint. I did not remove it.
Completely different situation. You are stating an FHA guideline for an FHA appraisal. No liability for you. Unless you are provably wrong on year built by information that was readily available.
 
Double edged sword. If you definitively state that it is asbestos and the loan falls through or the buyer pulls out without it being tested and later it is determined it was not asbestos. Oopsie.
I realize when I write my reports, I make comments to protect my as*.
It's natural for me to put comments or not to make comments which can be used against me in current litigious society.
 
I call a spade a spade and problems seldom arise. I mark asbestos siding and note if I see any cracking, or not. I have never seen any I judged to be friable. Some has appeared broken from impact, and I say so. Never one issue in 37 years.

Reading forums and Facebook, it is clear many appraisers don't think they can be competent in anything and can't actually know anything and are required to be noncommittal about everything. I used to argue that a kid who never left his mom's basement and never saw more than that one house would be the next generation of appraiser. I thought that was a downgrade. I am beginning to think it represents no change whatsoever!
 
Having read many termite reports and home inspection reports, those reports are written to protect the "expert" in their observations.
Appraisers should do the same. Why expose oneself to liability when we're not experts in asbestos.
It just takes one unsatisfied customer to cause major problems.
 
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